Anthony O'Neal's college survival guide - WBRC FOX6 News - Birmingham, AL

Anthony O'Neal's college survival guide

(Source: WBRC video) (Source: WBRC video)

Anthony ONeal, Youth expert and author, joins us with his new book "Graduate Survival Guide: 5 Mistakes You Can't Afford to Make in College." He says when it comes to taking out student loans, college students are graduating with an average of $37,000 in student loan debt. With student loans, it's very difficult to start life after college. Instead, once you're done with homework and studying before you hop on social media, spend time looking up scholarships. When it comes to using credit cards, there's a myth out there that you need a credit card when you become an adult to build a credit score. One of the biggest mistakes I made was getting credit cards and financing everything.

Debit cards do everything a credit card does, and you don't go into debt. Don't make bad choices. Anthony travels the country helping kids see how the decisions they make today can affect tomorrow. This is everything from choosing a meal plan and not going to class to the friends they make. Small and big choices can set the course for your life. Not having a plan - Students need a plan for their money and for their lives. The plan for their lives has to align with their money goals. So if you're saving to pay cash for college, it may mean saying no to something that doesn't match their goals. Not saving money - This is a habit students should start early. This could be money from graduation or from work. Start with a $500 emergency fund then build savings based on goals. For more information, visit www.anthonyoneal.com.Anthony ONeal, Youth expert and author, joins us with his new book Graduate Survival Guide: 5 Mistakes You Can't Afford to Make in College. He says when it comes to taking out student loans, college students are graduating with an average of $37,000 in student loan debt.

With student loans, it's very difficult to start life after college. Instead, once you're done with homework and studying, before you hop on social media, spend time looking up scholarships. When it comes to using credit cards, there's a myth out there that you need a credit card when you become an adult to build a credit score. One of the biggest mistakes I made was getting credit cards and financing everything. Debit cards do everything a credit card does, and you don't go into debt. Don't make bad choices. Anthony travels the country helping kids see how the decisions they make today can affect tomorrow. This is everything from choosing a meal plan and not going to class to the friends they make. Small and big choices can set the course for your life. Not having a plan - Students need a plan for their money and for their lives. The plan for their lives has to align with their money goals. So if you're saving to pay cash for college, it may mean saying no to something that doesn't match their goals. Not saving money - This is a habit students should start early. This could be money from graduation or from work. Start with a $500 emergency fund then build savings based on goals. For more information, visit www.anthonyoneal.com.

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