Good Day Alabama: Nov. 10, 2015

Good Day Alabama: Nov. 10, 2015

Here's what you saw on Good Day Alabama:

BETH K - UAB Nutritionist Dr. Beth Kitchin says a recent study adds the growing evidence that dairy foods in general and full-fat dairy foods particularly, are not only not bad for your heart, but may even be good for heart health. This most recent study looked at how much and what kinds of dairy foods Brazilian adults age 35 to 74 ate and then evaluated their risk of metabolic syndrome. Metabolic syndrome is a cluster of several risk factors that, when they occur together, put you at great risk for heart disease. Three out of five of these risk factors add up to metabolic syndrome:
•      High Blood Sugar - above 100 mg/dl
•      A large waist size - above 35 inches for women, 40 inches for men
•      High Triglycerides -above 150 mg/dl
•      High Blood Pressure - 130/85 mmHg
•      Low HDLs - below 50 for women, below 40 for men
If you have metabolic syndrome, you are three times more likely to have a heart attack or stroke and 5 times more likely to get diabetes. A quarter of the world's adults have metabolic syndrome. So this is serious stuff. But here's some good news: it's looking more and more like eating dairy full0fat dairy foods may be associated with a slightly lower risk of metabolic syndrome. For decades, we've been recommending low-fat and fat-free dairy to lower the risk of heart disease. That's because full-fat dairy foods are high in saturated fats. But not all saturated fats are created equal. And it's looking like the kinds of fats in dairy foods most likely don't raise cholesterol and may even be a little helpful in lowering the risk of heart disease and metabolic syndrome. In this study, the people who at several servings of dairy foods a day including yogurt, milk, cheese, butter and ice cream actually had a lower incidence of metabolic syndrome than people who did not eat any dairy foods. High-fat dairy seemed to be associated with this lower risk, but not low-fat dairy! Some caveats:
• This study cannot show causation – so we don't know if the dairy foods were actually lowering the risk.
• This does not mean that if you start eating a bunch of high-fat dairy foods that you will be miraculously healthier – especially if you gain weight!
• The lower risk among the dairy eaters was not a gigantically lower risk! They had a modestly lower risk – so dairy foods need to go along with an overall heart healthy lifestyle.
However– this is adding to other research that shows that advising people at risk for heart disease to forgo dairy altogether or to choose lower fat dairy may be misguided. I think we can definitely say that dairy foods don't increase your risk of heart disease – and there may be some modest lowering of the risk! Beth's advice? If you like dairy foods – enjoy 2 to three servings a day – and don't worry about the fat content. Just be careful not to eat so much that you gain weight – which is definitely not good for your heart.

MONEY TUESDAY - Stewart Welch with the Welch Group joined us with a look at how to early 50-percent return in one month! Would you be wary of someone promising you a 50 percent return on a twelve-month investment?  How about a one-month investment?  Stewart assumes/hopes your early warning antennas are blaring in your head as well they should be.  But there might be a way to actually make this happen for a number of really smart people.  To determine if you are one of the lucky ones, take a moment to determine how much you have contributed to your company 401k plan as compared to the amount of company matching contribution.  For example, let's assume your company matches fifty cents on the dollar up to 6 percent of your compensation.  If your salary is $100,000, your company would provide matching funds on up to $6,000 of contributions for this calendar year - $3,000 match.  If you're already having the company deduct $200 per month, you're on schedule to invest $2,400 this year with matching contributions of another $1,200.  But you're leaving $3,600 of potential 'unmatched' contributions on the table.  Are you really interested in earning a 50 percent return in one month?  If so, have your human resources department up your 401k contribution by $3,600 from your December paychecks.  Your $3,600 investment will yield a 50% return based on the $1,800 employer matching contribution!  In many cases, you can increase your payroll deduction directly through your company's 401k website.
Stewart admits that he used a little bit of trickery to get you to think about the importance of fully capturing your company's matching contribution, but failing to do so is like turning your back on a portion of your  compensation package…you're just leaving money on the table.  And, for many people, it never occurs to them that they could significantly adjust their payroll deduction in the last month of the year.
Another barrier I often hear is, "I need all of my paycheck to pay my bills!"  Look for ways you can get a bit creative:
• Use personal Savings.  Use personal savings or money from a personal investment account to help cover your December bills.
• Use year-end bonus money.  If you are expecting a year-end bonus, consider paying some of your December bills through whatever means necessary -savings, credit cards, etc.- to handle your cash flow needs until your bonus comes in.
• Use a home equity line of credit.  If you are using an HELOC or other forms of debt, be sure you have a sure source of repayment such as a bonus, significant pay raise, savings or investments.
Even if you're already investing enough in your 401k to capture your company's matching contribution, this is a strategy worth considering since you obviously will benefit from an income tax deduction and long-term tax-deferred growth. 
For 2015, the maximum allowed contribution -your part- to a 401k is $18,000.  If you are age 50 or older you're allowed an additional 'catch-up' contribution of $6,000 for a total of $24,000. Remember, it's never too late to start saving for your retirement!

JEH JEH LIVE - Jeh Jeh joined us live from Nova Essence Spa in Hoover at Patton Creek. This is a new medispa that gives you the chance to be pampered under a doctor's care. Dr. Nova Law explains her newest medical spa treatment called the Strawberry Lipo Laser inch loss system. Nova Essence Medispa guarantees you will lose inches in your abdominal area if you follow the program or it will refund your money. Nova Essence Medispa says if you want to lose inches or fit into smaller clothes quickly without starving or drastic measures, then Strawberry Lipo Laser is a good choice for you! The Strawberry Lipo Laser system uses cold lasers to penetrate your fat cells, creating pores in the cells and causing them to drain themselves of fat and water. The fluids then enter your lymphatic system and are flushed from your system in the same manner in which fatty foods are digested. It is not painful. Patients can retain the results with healthy eating and exercise. The average patient can expect to lose inches with each visit, and the procedures only take 20 minutes! On average, patients choose eight-ten treatments but this number varies according to your goals. Nova Essence Medispa recommends you book a consultation with the Board Certified Doctor to discuss your specific needs. It is important to customize any exercise routine based on your age and fitness level. Many people use cardiovascular exercises such as power walking, swimming, running machine/treadmill, yoga, vibration plate, etc.  Nova Essence Medispa suggests patients get on the Whole Body Vibration Exercise Machine for 10 minutes after each session. Treatment times vary between 10 - 20 minutes but, clients should allow 30 to 35 minutes per visit. Patients can have more than one area treated at one time if prepared to do more cardiovascular exercise. Treatment areas include the abdomen, arms, legs, male chest, back, buttocks and "muffin-top" / "love-handles." Nova Essence Medispa is located in the Patton Creek Shopping Center - 160 Main St., Suite 200, Hoover, AL.  For more information, call 205-319-4445.

GARDENING - Jon Culver with Sweet Peas Garden Center joins us to discuss how to get color inside the house with house plants and outdoor plants that do well indoors. He showed us bromeliads, azaleas, crotons, ornamental peppers, vintage hydrangeas, orchids, begonias, amaryllis and more. For more information or gardening advice from Jon Culver, visit Sweet Peas Garden Shop at 2829 Linden Ave, Homewood. The phone number is 205-879-3839. Or you can email him at

WBRC FOX6 STORM TRACKER - The WBRC FOX6 First Alert Weather Team unveiled our new WBRC FOX6 Storm Tracker! They showed off all the new gadgets and technology it has to show us what's really going on during a storm. They explained how it will help the team bring you the latest and most accurate information to keep you and your family safe and prepared during storms!

Tomorrow on Good Day Alabama, join us for Veteran's Day. We talk with Noah Galloway and J.R. Martinez about their military service and what this day means to so many who protect and serve our country! Time to plant your pansies! We show you how to plant them for the most success! Join us for this and much more tomorrow on Good Day Alabama!