Good Day Alabama: Nov. 2, 2015

Good Day Alabama: Nov. 2, 2015

Here's what you saw on Good Day Alabama:

 JEH JEH LIVE - Jeh Jeh worked out with Ainslie McLean and Frankie Romano from Reformu, LLC. They taught him about reformer training. The Reformer is literally a clinical rehabilitation machine.  It trains on spring resistance. The benefit of this machine is it takes gravity away from your body so you can strengthen and work the exact muscle without pain. It creates balance in the body. Most of us are imbalanced and have pain mostly on one side of our body or the other. The exercises we do on this machine will take back pain away immediately for most people. Reformu, LLC is located at 5299 Valleydale Road - that's in the Inverness Highlands shopping center. For more information, call 205-249-0043.

HEALTHCARE BARRIERS - You get sick and go to the doctor. Your doctor takes your medical history, examines you and makes recommendations about your treatment. But for many patients with chronic conditions, the process of managing their medical care is far more complex than a simple trip to the doctor. Barriers within the healthcare system are creating challenges in successfully managing and treating chronic diseases from psoriasis to arthritis to diabetes. In fact, many patients are unable to access the medical treatment that they need. For example, certain insurance policies require patients to try other drugs that may not be right for them before receiving a medication originally prescribed by their doctor. Delays in necessary treatment may ultimately cause patients to experience disease progression and increased healthcare costs.  Mike talked with patient advocate and leading dermatologist, Dr. Mark Lebwohl, about his experience working with patients to navigate the challenges within the healthcare system and tips to help patients as they discuss treatment decisions with their doctors.

BBB - Attorney General Luther Strange & BBB warn of a scam targeting bankruptcy filers around the country in which the scammers use Caller ID "spoofing" and victims' personal information to collect bogus debts. Scammers armed with publicly available documents about bankruptcy filers are using that information to pose as attorneys demanding immediate wire payment of a debt.  Perpetrators "spoof" the Caller ID system to make it appear they are calling from a bankruptcy attorney's office, often times phoning after business hours to make it difficult to verify that they are not legitimate.

In most cases, the scammers inform their victims they must wire a debt payment immediately or face arrest.  Attorney General Strange warns that such calls are fraudulent and anyone receiving them should report them to law enforcement. According to the National Association of Consumer Bankruptcy Attorneys, "Under no circumstances would a bankruptcy attorney or a staff member telephone a client and ask for a wire transfer to immediately satisfy a debt.  Nor would the bankruptcy attorney and staff ever threaten arrest if a debt isn't paid." BBB offers these tips on what to do if you think you are being targeted by a fake debt collector:

Know your rights: During bankruptcy filings, your debts may be protected from outside debt collection companies. Contact a bankruptcy attorney should you receive a notice from a debt collector.

In general, collectors must send a written notice telling you the amount of money you owe within five days after you are first contacted. Collectors must also send you the name of the creditor that you owe money to and provide information on what action to take if you believe you do not owe the money.

Request debt substantiation: You may request debt substantiation at any time during the collections process. Once a debt collector receives a substantiation request, the debt collector must cease collection and provide documentation proving the validity of the debt and the creditor's right to collect that debt within 60 days.

If you think that a caller may be a fake, ask for his name, company, street address, and telephone number. Then, confirm that the collection agency is real.

Do not provide or confirm any bank account, credit card or other personal information over the phone until you have verified the call.

If you believe a debt collector has violated the law, contact the Federal Trade Commission at (877) 382-4357 or visit www.ftc.gov.

ASK THE GARDENER - Alabama Cooperative Extension Agent Sallie Lee took questions from viewers about their gardening needs. You can reach her at the Extension office with your questions at (205) 879-6964 ext 11.

Tomorrow on Good Day Alabama, what is Hugelkultur and why should you consider it for your garden? We explain! In Money Tuesday, find out how hiring a veteran can magnify your success! We check out what's new in books, movies, music, and more to entertain you! Join us for this and much more tomorrow on Good Day!