Here is what you saw on Good Day Alabama for October 16, 2013:
ZOO CREW- Mickey visited with Dan Self this morning from the Birmingham Zoo to learn more about the Komodo Dragon. For more information, visit birminghamzoo.com.
JEH JEH LIVE- Jeh Jeh was live at the Birmingham Public Library to learn about the Digital Bookmobile that takes place Wednesday, October 16th. As part of its National Tour, the Digital Bookmobile will allow readers of all ages to learn how to download digital books from the library through interactive demonstrations and high-definition instructional videos. A gadget gallery-featuring Samsung Galaxy Tablet, Windows Phone 8, Kindle Fire, Nook HD+, Sony Reader, Creative Zen, iPad Mini, Creative Zen X-Fi, and much more-will help visitors discover portable devices that are compatible with the library's download service.
HOUSING MARKET WITH MIKE AUBREY- Where does the housing market stand? The Federal Housing Finance Agency gave Janice Rogers the chance to talk with H-G-T-V'S Mike Aubrey about the federal refinancing program and what it means for you! The first half of 2013 showed a positive upswing in the US housing market. Interest rates are still at historic lows, but they are expected to rise, making it more important than ever to refinance. That is why the Federal Housing Finance Agency (FHFA) has launched a nationwide consumer campaign to educate homeowners about the Home Affordable Refinance Program (HARP), a campaign aimed to encourage consumers who owe more than their home is worth and are current on their payments to speak with their lender and review their refinancing options. HARP was introduced to assist homeowners in 2009, but the eligibility requirements have been expanded, so even those who were not eligible before may be now. Homeowners must meet the following criteria:
Ø The loan must be owned or guaranteed by Fannie Mae or Freddie Mac.
Ø The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009.
Ø The mortgage cannot have been refinanced under HARP previously unless it is a Fannie Mae loan that was refinanced under HARP from March-May, 2009.
Ø The current loan-to-value (LTV) ratio must be greater than 80 percent.
Ø The borrower must be current on their mortgage payments with no late payments in the last six months and no more than one late payment in the last 12 months.
The Federal Housing Finance Agency regulates Fannie Mae, Freddie Mac and the 12 Federal Home Loan Banks. These government-sponsored enterprises provide more than $5.5 trillion in funding for the U.S. mortgage markets and financial institutions.
WEATHER RADIO WEDNESDAY- Kelvin Reynolds joined us live from the Jim Meyers Walgreens at 3325 University Boulevard East in Tuscaloosa for Weather Wednesday. The FOX6 Storm Warn Team and other FOX6 employees were there to help people program weather radios today from 7am until 6:30pm to pick up the areas that you need most. For more information, call (205) 556-3800.
GOOD CENTS COOKING - Hoffman Media's latest magazine - Good Cents Cooking! The chef Rebecca Treadwell and editor Heather Jeffcoat joined us with a cooking segment featuring $12 dinners that feed a family of six. Good Cents Cooking that is all about budget friendly recipes and is filled with tips and tricks to make our hectic lives easier. There are also features in each issue such as 5 ingredient recipes, how to throw a party for $50 including food and decorations, and much, much more! Our Website is www.goodcentscooking.com.
GARDENING- Fred Spicer, Executive Director of the Birmingham Botanical Gardens, joined us to discuss what all is going on at the Birmingham Botanical Gardens this month. He told us about the 2013 Fall Plant Sale that's going on this weekend.The annual Fall Plant Sale will be in the Blount Plaza this year. Patrons have the opportunity to purchase herbs, sustainable trees, fall annuals, shrubs, natives, perennials and more, while benefiting The Gardens' mission to promote public knowledge and appreciation of plants, gardens and the environment. On Saturday, The Gardens' Fall Plant Sale will be open to the public 9-5 p.m. On Sunday, hours are Noon-4 p.m. Proceeds from the sale benefit The Gardens' mission to promote public knowledge and appreciation of plants, gardens and the environment. We fulfill our mission through programs such as Discovery Field Trips, Plant Adventures, Adult and Family Classes and many, many more. For more information, call (205) 414-3950 or visit bbgardens.org.
ASK THE DOCTOR- Questions about your children's health? DR. Bill Hardwick with Vestavia Pediatrics and Children's Hospital joined us this morning to take viewer questions about children's health issues. For more information, visit www.ChildrensAL.org.
Tomorrow on Good Day Alabama, our organizer has some great advice for your bathroom! Nascar Driver David Ragan joins us as he gears up for this weekend's big race at Talladega! Local author Karim Shamsi-Basha joins us with his new book - PAUL and Me: A Journey to and from the Damascus Road - From Islam to Christ. And it's Earthquake Day! Did you know you should be prepared in Alabama? We show you how to make sure your family is ready! And our Pet of the Week joins us in the studio! Join us for this and much more tomorrow on Good Day Alabama!