MoneyTips - WBRC FOX6 News - Birmingham, AL

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  • Instant approval credit cards

    Instant approval credit cards

    Tuesday, January 2 2018 10:00 PM EST2018-01-03 03:00:46 GMT

    Instant approval credit cards bring another level of convenience to the credit application process

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    Instant approval credit cards bring another level of convenience to the credit application process

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  • Top 15 Tax Deductions For The Self-Employed

    Top 15 Tax Deductions For The Self-Employed

    Friday, January 19 2018 10:02 PM EST2018-01-20 03:02:07 GMT
    As a self-employed person, you probably have been watching the development of the Tax Cuts and Jobs Act with some trepidation. The tax code is not often kind to the self-employed, nor are most of the changes to the...More >>
    As a self-employed person, you probably have been watching the development of the Tax Cuts and Jobs Act with some trepidation. The tax code is not often kind to the self-employed, nor are most of the changes to the code. ...More >>
  • 7 Popular Tax Credits

    7 Popular Tax Credits

    Thursday, January 18 2018 10:01 PM EST2018-01-19 03:01:51 GMT
    Are you looking to save money on your taxes? To maximize your tax savings, check your eligibility for tax credits. Tax credits directly reduce your tax bill, while deductions reduce your taxable income and...More >>
    Are you looking to save money on your taxes? To maximize your tax savings, check your eligibility for tax credits. Tax credits directly reduce your tax bill, while deductions reduce your taxable income and therefore save...More >>
  • How New Tax Law Affects Homeowners

    How New Tax Law Affects Homeowners

    Monday, January 15 2018 10:00 PM EST2018-01-16 03:00:58 GMT
    After weeks of negotiations between the House and the Senate, Congress finally passed tax legislation designed to lower taxes and stimulate the economy. President Trump signed the Tax Cuts and Jobs Act on Friday,...More >>
    After weeks of negotiations between the House and the Senate, Congress finally passed tax legislation designed to lower taxes and stimulate the economy. President Trump signed the Tax Cuts and Jobs Act on Friday, December 22...More >>
  • Less Than Half Of Us Believe Our Money Will Last Through Retirement

    Less Than Half Of Us Believe Our Money Will Last Through Retirement

    Saturday, January 13 2018 4:00 AM EST2018-01-13 09:00:08 GMT
    Due to our ever-increasing lifespans, many Americans will live decades after retiring. With pensions growing rarer, and people not saving enough for retirement, many worry that they will run out of savings before...More >>
    Due to our ever-increasing lifespans, many Americans will live decades after retiring. With pensions growing rarer, and people not saving enough for retirement, many worry that they will run out of savings before their time...More >>
  • Only 1 in 6 Believe Trump's Policies Will Help Their Retirement

    Only 1 in 6 Believe Trump's Policies Will Help Their Retirement

    Saturday, January 6 2018 4:02 AM EST2018-01-06 09:02:38 GMT
    Under President Trump, the stock market has climbed to record highs, swelling retirement accounts, while unemployment has dropped, helping to increase workers' IRAs, 401(k)s and pensions. Despite all the...More >>
    Under President Trump, the stock market has climbed to record highs, swelling retirement accounts, while unemployment has dropped, helping to increase workers' IRAs, 401(k)s and pensions. Despite all the financial...More >>
  • Nearly 1 in 3 Americans Not Spending Less In Retirement

    Nearly 1 in 3 Americans Not Spending Less In Retirement

    Saturday, January 20 2018 4:02 AM EST2018-01-20 09:02:13 GMT
    When calculating how much money we need to retire, Americans tend to assume we will spend less in our golden years than when we are working. It's true that commuting costs should shrink, but having more leisure...More >>
    When calculating how much money we need to retire, Americans tend to assume we will spend less in our golden years than when we are working. It's true that commuting costs should shrink, but having more leisure time...More >>
  • 7 Changes To Social Security For 2018

    7 Changes To Social Security For 2018

    Friday, January 19 2018 4:01 AM EST2018-01-19 09:01:55 GMT
    Social Security is a critical component of the retirement plans of many Americans, making it critical to keep up with annual changes in the program. None of the changes for 2018 are as substantial as the recent tax...More >>
    Social Security is a critical component of the retirement plans of many Americans, making it critical to keep up with annual changes in the program. None of the changes for 2018 are as substantial as the recent tax code...More >>
  • Top ten ways to use unwanted gift cards

    Top ten ways to use unwanted gift cards

    Friday, December 29 2017 4:06 AM EST2017-12-29 09:06:33 GMT

    What can you do with a gift card that you will never use? We have a few suggestions for your consideration.

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    What can you do with a gift card that you will never use? We have a few suggestions for your consideration.

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  • Avoid the $300,000 retirement mistake

    Avoid the $300,000 retirement mistake

    Thursday, December 28 2017 10:06 PM EST2017-12-29 03:06:28 GMT

    Calculate the best time to take Social Security

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    Calculate the best time to take Social Security

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  • New 2018 Tax Laws

    New 2018 Tax Laws

    Wednesday, January 17 2018 10:01 PM EST2018-01-18 03:01:33 GMT
    Did you hear that there are tax changes for 2018? Unless you've been in a coma or vacationing in North Korea over the last several months, you probably know that recent sweeping changes were made to the tax...More >>
    Did you hear that there are tax changes for 2018? Unless you've been in a coma or vacationing in North Korea over the last several months, you probably know that recent sweeping changes were made to the tax laws....More >>
  • Getting The Jump On April 17

    Getting The Jump On April 17

    Wednesday, January 17 2018 4:01 AM EST2018-01-17 09:01:20 GMT
    Is it tax time already? You may not want to admit it, but tax time starts well before the filing deadline. Your important tax forms start arriving in the mail in January. If you simply let them accumulate in a...More >>
    Is it tax time already? You may not want to admit it, but tax time starts well before the filing deadline. Your important tax forms start arriving in the mail in January. If you simply let them accumulate in a pile, it will...More >>
  • Automatic 401(k) Savers Incur More Debt

    Automatic 401(k) Savers Incur More Debt

    Tuesday, January 16 2018 10:01 PM EST2018-01-17 03:01:15 GMT
    More Savings, More Debt Do you participate in a 401(k) plan at work? If so, were you automatically signed-up by your employer? A new study suggests that if you were auto-enrolled in the plan, you may be...More >>
    More Savings, More Debt Do you participate in a 401(k) plan at work? If so, were you automatically signed-up by your employer? A new study suggests that if you were auto-enrolled in the plan, you may be accumulating more...More >>
  • Get Money Back From Western Union Scams

    Get Money Back From Western Union Scams

    Tuesday, January 16 2018 4:01 AM EST2018-01-16 09:01:03 GMT
    Western Union has served as a reliable method for rapidly sending money over long distances since the late 1800s. Once known for telegraphs, it currently offers services to more than 200 countries across the globe....More >>
    Western Union has served as a reliable method for rapidly sending money over long distances since the late 1800s. Once known for telegraphs, it currently offers services to more than 200 countries across the globe....More >>
  • Lowering Your Winter Heating Costs - Small ways to save big on your heating bill

    Lowering Your Winter Heating Costs - Small ways to save big on your heating bill

    Wednesday, January 10 2018 4:00 AM EST2018-01-10 09:00:21 GMT
    Is this unusually cold winter putting a hurt on your heating bill? The bomb cyclone could be blowing a hole in your heating budget, for the colder it gets, the more costly it is to heat your home. The good news is...More >>
    Is this unusually cold winter putting a hurt on your heating bill? The bomb cyclone could be blowing a hole in your heating budget, for the colder it gets, the more costly it is to heat your home. The good news is that you...More >>
  • How to Plan for Medicare Costs in Retirement

    How to Plan for Medicare Costs in Retirement

    Wednesday, January 10 2018 10:00 PM EST2018-01-11 03:00:41 GMT
    Nearly 4 million people turn 65 every year here in America and many of them are looking forward to retiring soon. There's a lot of financial planning that goes into retirement, such as when to apply for Social...More >>
    Nearly 4 million people turn 65 every year here in America and many of them are looking forward to retiring soon. There's a lot of financial planning that goes into retirement, such as when to apply for Social Security...More >>
  • Medicare Advantage Disenrollment Period Is Now

    Medicare Advantage Disenrollment Period Is Now

    Wednesday, January 3 2018 10:01 PM EST2018-01-04 03:01:21 GMT
    Every year, thousands of Medicare beneficiaries enroll in Medicare Advantage plans during the fall Annual Election Period. With low premiums and ancillary "extras" built in, these plans on paper appeal to many...More >>
    Every year, thousands of Medicare beneficiaries enroll in Medicare Advantage plans during the fall Annual Election Period. With low premiums and ancillary "extras" built in, these plans on paper appeal to many individuals....More >>
  • Preparing For Your Annual Tax Meeting

    Preparing For Your Annual Tax Meeting

    Friday, January 12 2018 10:01 PM EST2018-01-13 03:01:34 GMT
    Certified Public Accountants (CPAs) are incredibly busy during tax season. Their time is precious, even more so this year with the passage of the Tax Cuts and Jobs Act. That makes it even more important for you to...More >>
    Certified Public Accountants (CPAs) are incredibly busy during tax season. Their time is precious, even more so this year with the passage of the Tax Cuts and Jobs Act. That makes it even more important for you to prepare...More >>
  • Where are people buying homes?

    Where are people buying homes?

    Friday, December 22 2017 10:04 PM EST2017-12-23 03:04:26 GMT

    Have you ever heard of the Pre-Mover Housing Index? Read more to discover what is and how it calculates where people are buying homes.

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    Have you ever heard of the Pre-Mover Housing Index? Read more to discover what is and how it calculates where people are buying homes.

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  • Only 9% Of Investors Understand Risk

    Only 9% Of Investors Understand Risk

    Thursday, January 11 2018 10:01 PM EST2018-01-12 03:01:10 GMT
    Do you consider yourself a financial risk-taker? If so, what is the standard that you use to analyze risk? If you don't fully understand risk, you may be looking at the wrong criteria to make the best financial...More >>
    Do you consider yourself a financial risk-taker? If so, what is the standard that you use to analyze risk? If you don't fully understand risk, you may be looking at the wrong criteria to make the best financial decisions...More >>
  • How To Get A Better Credit Card: Ask

    How To Get A Better Credit Card: Ask

    Friday, January 12 2018 4:01 AM EST2018-01-12 09:01:16 GMT
    What do you do when your credit card just doesn't meet your needs anymore? Perhaps you have an airline or hotel rewards program that isn't relevant anymore, you are paying annual fees that aren't worth...More >>
    What do you do when your credit card just doesn't meet your needs anymore? Perhaps you have an airline or hotel rewards program that isn't relevant anymore, you are paying annual fees that aren't worth the...More >>
  • 7 December Moves To Save On 2017 Taxes

    7 December Moves To Save On 2017 Taxes

    Friday, December 22 2017 4:04 AM EST2017-12-22 09:04:10 GMT
    The holiday season is full of plans and activities that make December incredibly hectic. Late federal tax legislation is making it even more so. If you are the average American, tax considerations and financial...More >>
    The holiday season is full of plans and activities that make December incredibly hectic. Late federal tax legislation is making it even more so. If you are the average American, tax considerations and financial adjustments...More >>
  • Homebuyers lack mortgage knowledge

    Homebuyers lack mortgage knowledge

    Wednesday, December 20 2017 10:03 PM EST2017-12-21 03:03:43 GMT

    For the unprepared, the mortgage process can be a whirlwind of unfamiliar terms and procedures followed by stacks of confusing paperwork.

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    For the unprepared, the mortgage process can be a whirlwind of unfamiliar terms and procedures followed by stacks of confusing paperwork.

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  • 5 Tips For Dealing With Holiday Debt

    5 Tips For Dealing With Holiday Debt

    Tuesday, January 9 2018 4:04 AM EST2018-01-09 09:04:19 GMT
    Santa was not so kind to your friends and relatives this year, so you felt the need to fill the gap. You overspent on holiday gifts, and now you are stuck with a significant amount of holiday debt. Gratitude from...More >>
    Santa was not so kind to your friends and relatives this year, so you felt the need to fill the gap. You overspent on holiday gifts, and now you are stuck with a significant amount of holiday debt. Gratitude from gift...More >>
  • If Social Security Is A Ponzi Scheme, Where Is The Money?

    If Social Security Is A Ponzi Scheme, Where Is The Money?

    Monday, January 8 2018 10:04 PM EST2018-01-09 03:04:11 GMT
    In the discussion of Social Security, little is more unproductive and contentious than the assertion that Social Security is a Ponzi scheme. It marks the point where the discussion stops and the fight begins. Is...More >>
    In the discussion of Social Security, little is more unproductive and contentious than the assertion that Social Security is a Ponzi scheme. It marks the point where the discussion stops and the fight begins. Is Social...More >>
  • 12 Counties Make Up 1/3 Of All Flood Insurance Claims

    12 Counties Make Up 1/3 Of All Flood Insurance Claims

    Friday, January 5 2018 10:02 PM EST2018-01-06 03:02:30 GMT
    Every year, floods cause significant property damage throughout America. Years ago, private insurers had difficulty providing economically viable flood insurance, so the government stepped in to subsidize the...More >>
    Every year, floods cause significant property damage throughout America. Years ago, private insurers had difficulty providing economically viable flood insurance, so the government stepped in to subsidize the process. The...More >>
  • 2018 Housing Market Predictions

    2018 Housing Market Predictions

    Friday, January 5 2018 4:02 AM EST2018-01-05 09:02:04 GMT
    Are you preparing to enter the housing market in 2018? Whether you're a buyer or a seller, 2018 is likely to be a year of both challenges and opportunities. Our crystal ball is just as cloudy as everyone...More >>
    Are you preparing to enter the housing market in 2018? Whether you're a buyer or a seller, 2018 is likely to be a year of both challenges and opportunities. Our crystal ball is just as cloudy as everyone else's these...More >>
  • Looking Back and Moving Forward

    Looking Back and Moving Forward

    Thursday, January 4 2018 10:01 PM EST2018-01-05 03:01:55 GMT
    Coming into a new year seems to compel us to look back and to look forward. How was your 2017? What do you expect from your 2018? While we can't change the things that are now in our rear view, we do get to...More >>
    Coming into a new year seems to compel us to look back and to look forward. How was your 2017? What do you expect from your 2018? While we can't change the things that are now in our rear view, we do get to envision and...More >>
  • Don't Be Buried With Your Bitcoins

    Don't Be Buried With Your Bitcoins

    Wednesday, January 3 2018 4:00 AM EST2018-01-03 09:00:55 GMT
    What happens to your digital assets when you die? There's no single answer to that question. Digital assets cover a wide range of items, from Facebook and LinkedIn accounts to online bank accounts – and...More >>
    What happens to your digital assets when you die? There's no single answer to that question. Digital assets cover a wide range of items, from Facebook and LinkedIn accounts to online bank accounts – and cryptocurrencies...More >>
  • 5 Smart Ways To Use Banks

    5 Smart Ways To Use Banks

    Tuesday, January 2 2018 4:00 AM EST2018-01-02 09:00:19 GMT
    You may manage your money well, but do you also manage the bank that holds it for you? If not, you may be missing out on useful services and products, or paying more than necessary to receive them. Consider these...More >>
    You may manage your money well, but do you also manage the bank that holds it for you? If not, you may be missing out on useful services and products, or paying more than necessary to receive them. Consider these tips that...More >>
  • Cash Flow 101

    Cash Flow 101

    Monday, January 1 2018 10:00 PM EST2018-01-02 03:00:11 GMT
    Cash flow sounds like a relatively simple concept, and in some ways it is, but poor cash flow management can take down a small business. Cash flow is equally critical for households. If you miss a paycheck when...More >>
    Cash flow sounds like a relatively simple concept, and in some ways it is, but poor cash flow management can take down a small business. Cash flow is equally critical for households. If you miss a paycheck when bills come...More >>
  • Retirees: How To Avoid Costly Mistakes Now

    Retirees: How To Avoid Costly Mistakes Now

    Wednesday, December 20 2017 4:03 AM EST2017-12-20 09:03:28 GMT
    As a retiree, how do you plan to spend your Christmas? You may be visiting or hosting family for the holiday, preparing for a special vacation, or simply relaxing and enjoying your pastimes and hobbies. Whatever...More >>
    As a retiree, how do you plan to spend your Christmas? You may be visiting or hosting family for the holiday, preparing for a special vacation, or simply relaxing and enjoying your pastimes and hobbies. Whatever you choose...More >>
  • The 5 Types Of Financial Resolutions

    The 5 Types Of Financial Resolutions

    Tuesday, December 19 2017 4:03 AM EST2017-12-19 09:03:07 GMT
    Did you make financial resolutions last New Year's Eve? Did they fall by the wayside, along with the gym membership and your pledge to cut back on coffee? You are not alone. However, you still have time to make...More >>
    Did you make financial resolutions last New Year's Eve? Did they fall by the wayside, along with the gym membership and your pledge to cut back on coffee? You are not alone. However, you still have time to make some...More >>
  • Retirement Dreams Are Hard To Achieve

    Retirement Dreams Are Hard To Achieve

    Saturday, December 16 2017 4:02 AM EST2017-12-16 09:02:05 GMT
    What are your plans for retirement? Most likely, they contain indulgences that you've dreamed about and worked for all your life – but will you have the financial means to achieve them? A new Ipsos/USA Today...More >>
    What are your plans for retirement? Most likely, they contain indulgences that you've dreamed about and worked for all your life – but will you have the financial means to achieve them? A new Ipsos/USA Today survey finds...More >>
  • Should I Worry About A Lis Pendens in A Title Report?

    Should I Worry About A Lis Pendens in A Title Report?

    Monday, December 11 2017 10:00 PM EST2017-12-12 03:00:33 GMT
    By Kelly Hartog Is there anyone this side of a Supreme Court Justice who hasn't signed off on a document without reading or understanding every single word and Latin phrase? When it comes to buying a house, it...More >>
    By Kelly Hartog Is there anyone this side of a Supreme Court Justice who hasn't signed off on a document without reading or understanding every single word and Latin phrase? When it comes to buying a house, it pays to...More >>
  • IRS Tips For Charitable Deductions

    IRS Tips For Charitable Deductions

    Saturday, December 30 2017 4:06 AM EST2017-12-30 09:06:54 GMT
    Charitable giving is one of the most popular (and fulfilling) ways to save on your taxes. Not only does it make you feel good to help others, but end-of-year charity donations can also help you save on your taxes —...More >>
    Charitable giving is one of the most popular (and fulfilling) ways to save on your taxes. Not only does it make you feel good to help others, but end-of-year charity donations can also help you save on your taxes — if you do...More >>
  • 5 Tips For Making Financial Resolutions For The New Year

    5 Tips For Making Financial Resolutions For The New Year

    Friday, December 29 2017 10:06 PM EST2017-12-30 03:06:49 GMT
    What are your personal goals for 2018? How will your financial planning support you in achieving them? While you have your New Year's cap on, take this chance to make the personal financial resolutions that...More >>
    What are your personal goals for 2018? How will your financial planning support you in achieving them? While you have your New Year's cap on, take this chance to make the personal financial resolutions that will get you...More >>
  • My State Parties Harder Than Your State

    My State Parties Harder Than Your State

    Wednesday, December 27 2017 10:06 PM EST2017-12-28 03:06:08 GMT
    Does your home state encourage or discourage partying? A simple way to assess the partying tolerance level is through "sin taxes." Granted, low sin taxes do not necessarily equate to more partying, but they...More >>
    Does your home state encourage or discourage partying? A simple way to assess the partying tolerance level is through "sin taxes." Granted, low sin taxes do not necessarily equate to more partying, but they certainly...More >>
  • Is Your State A Net Payer Or A Net Taker?

    Is Your State A Net Payer Or A Net Taker?

    Saturday, December 9 2017 4:02 AM EST2017-12-09 09:02:14 GMT
    How do you adjust the U.S. tax system so that everybody pays his or her fair share? That argument has been going on for as long as taxes have been collected – because it's very difficult to get everyone to...More >>
    How do you adjust the U.S. tax system so that everybody pays his or her fair share? That argument has been going on for as long as taxes have been collected – because it's very difficult to get everyone to agree on the...More >>
  • 5 Home Purchase Clauses You Need

    5 Home Purchase Clauses You Need

    Wednesday, December 27 2017 4:05 AM EST2017-12-27 09:05:53 GMT
    Going over the fine print of a mortgage offer is about as enjoyable as a poke in the eye – or maybe both eyes. Even so, it's important to ensure that any contractual offer that you make on a home has just the...More >>
    Going over the fine print of a mortgage offer is about as enjoyable as a poke in the eye – or maybe both eyes. Even so, it's important to ensure that any contractual offer that you make on a home has just the right terms...More >>
  • Are you being overcharged on your auto loan?

    Are you being overcharged on your auto loan?

    Wednesday, December 6 2017 4:00 AM EST2017-12-06 09:00:42 GMT

    Few things beat the thrill of driving off the auto dealership with your new car – but are you paying more for that thrill than you should be paying? 

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    Few things beat the thrill of driving off the auto dealership with your new car – but are you paying more for that thrill than you should be paying? 

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  • Increase Your Credit Limit

    Increase Your Credit Limit

    Tuesday, December 26 2017 10:05 PM EST2017-12-27 03:05:48 GMT
    Wouldn't it be nice to have a higher credit limit on your credit cards? A higher credit limit could serve as a buffer for an emergency cash flow problem, saving you from searching for short-term loan options....More >>
    Wouldn't it be nice to have a higher credit limit on your credit cards? A higher credit limit could serve as a buffer for an emergency cash flow problem, saving you from searching for short-term loan options. Another...More >>
  • Only 4 in 10 singles are saving for retirement

    Only 4 in 10 singles are saving for retirement

    Tuesday, December 5 2017 10:00 PM EST2017-12-06 03:00:33 GMT

    As a single American, how often does retirement cross your mind? Are you taking steps toward financial security in retirement, or are you taking a more carefree approach?

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    As a single American, how often does retirement cross your mind? Are you taking steps toward financial security in retirement, or are you taking a more carefree approach?

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  • Get Paid To Open A Bank Account

    Get Paid To Open A Bank Account

    Tuesday, December 26 2017 4:05 AM EST2017-12-26 09:05:36 GMT
    Isn't it nice when your bank pays you instead of you paying them? Competition in the banking market has opened up opportunities for you to get paid simply for opening a checking account. Banks are often...More >>
    Isn't it nice when your bank pays you instead of you paying them? Competition in the banking market has opened up opportunities for you to get paid simply for opening a checking account. Banks are often willing to part...More >>
  • After-Hours Stock Trading 101

    After-Hours Stock Trading 101

    Monday, December 25 2017 10:05 PM EST2017-12-26 03:05:28 GMT
    The opening and closing bells on the major American stock exchanges ring at 9:30 am and 4:00 pm respectively (Eastern Time). If you cannot pack enough trading thrills into that six-and-one-half hour stretch, or...More >>
    The opening and closing bells on the major American stock exchanges ring at 9:30 am and 4:00 pm respectively (Eastern Time). If you cannot pack enough trading thrills into that six-and-one-half hour stretch, or your 9-to-5...More >>
  • 7 Tips To Avoid A New Year's Credit Hangover

    7 Tips To Avoid A New Year's Credit Hangover

    Tuesday, December 12 2017 4:00 AM EST2017-12-12 09:00:39 GMT
    The holiday season and New Year's Eve are known for excesses, and for the subsequent regrets. We cannot help you with the traditional form of holiday hangover, but we can help you avoid the "credit hangover"...More >>
    The holiday season and New Year's Eve are known for excesses, and for the subsequent regrets. We cannot help you with the traditional form of holiday hangover, but we can help you avoid the "credit hangover" caused from...More >>
  • 9 Easy Ways To Save At Christmas

    9 Easy Ways To Save At Christmas

    Tuesday, December 5 2017 4:00 AM EST2017-12-05 09:00:08 GMT
    Does your Christmas season usually lead to the January blues due to excessive holiday spending? It doesn't have to be that way. With a combination of planning and willpower, you can enjoy a festive holiday...More >>
    Does your Christmas season usually lead to the January blues due to excessive holiday spending? It doesn't have to be that way. With a combination of planning and willpower, you can enjoy a festive holiday without...More >>
  • The Main Reason For Credit Card Debt

    The Main Reason For Credit Card Debt

    Saturday, December 23 2017 4:04 AM EST2017-12-23 09:04:31 GMT
    It's no surprise why many Americans struggle with credit card debt – we spend more on our credit cards than we pay off at the end of the month. What are the expenses that drive that debt? It's probably not...More >>
    It's no surprise why many Americans struggle with credit card debt – we spend more on our credit cards than we pay off at the end of the month. What are the expenses that drive that debt? It's probably not what you...More >>
  • The Best Industries That Provide Retirement Readiness For Women

    The Best Industries That Provide Retirement Readiness For Women

    Thursday, December 21 2017 10:04 PM EST2017-12-22 03:04:05 GMT
    It's no secret that women face greater financial challenges in retirement than their male counterparts do. Collectively, women earn lower salaries than men earn, are more likely to work part-time or have fewer...More >>
    It's no secret that women face greater financial challenges in retirement than their male counterparts do. Collectively, women earn lower salaries than men earn, are more likely to work part-time or have fewer years in...More >>
  • Student Loan Defaults On the Rise

    Student Loan Defaults On the Rise

    Tuesday, December 19 2017 10:03 PM EST2017-12-20 03:03:23 GMT
    Costs Increase, Defaults Follow Americans owe the government approximately $1.37 trillion in student loans – and, according to recent information from the U.S. Department of Education, student loan debtors are...More >>
    Costs Increase, Defaults Follow Americans owe the government approximately $1.37 trillion in student loans – and, according to recent information from the U.S. Department of Education, student loan debtors are having an...More >>
  • Auto Loan Delinquencies Rise Among Subprime Borrowers

    Auto Loan Delinquencies Rise Among Subprime Borrowers

    Monday, December 18 2017 10:03 PM EST2017-12-19 03:03:03 GMT
    Auto loan defaults have been on a steady decline, except for one segment – the subprime market of loan holders with credit scores below 620. According to the report on household debt recently released by the New...More >>
    Auto loan defaults have been on a steady decline, except for one segment – the subprime market of loan holders with credit scores below 620. According to the report on household debt recently released by the New York Federal...More >>
  • 5 Predictions From Economists For 2018

    5 Predictions From Economists For 2018

    Friday, December 15 2017 10:02 PM EST2017-12-16 03:02:01 GMT
    Who would dare to make economic predictions for 2018 in the age of Trump? We can try, with the help of economists and other experts in the financial field. Here are our predictions for five major economic metrics...More >>
    Who would dare to make economic predictions for 2018 in the age of Trump? We can try, with the help of economists and other experts in the financial field. Here are our predictions for five major economic metrics in 2018. ...More >>
  • How Does Amazon Pay For Free Shipping?

    How Does Amazon Pay For Free Shipping?

    Wednesday, December 13 2017 4:01 AM EST2017-12-13 09:01:00 GMT
    Does your family celebrate Amazon Prime Day? Over half of Amazon customers are estimated to be members of Amazon Prime, a staggering figure. Amazon Prime members gain several membership advantages, but one of the...More >>
    Does your family celebrate Amazon Prime Day? Over half of Amazon customers are estimated to be members of Amazon Prime, a staggering figure. Amazon Prime members gain several membership advantages, but one of the greatest...More >>
  • 8 Tips for Free Shipping Day

    8 Tips for Free Shipping Day

    Tuesday, December 12 2017 10:00 PM EST2017-12-13 03:00:55 GMT
    Christmas Shipping Can Still Be Free Are you a procrastinator who hasn't started your holiday shopping yet? If not, are you still hunting for deals even after Black Friday, Small Business Saturday, Cyber Monday...More >>
    Christmas Shipping Can Still Be Free Are you a procrastinator who hasn't started your holiday shopping yet? If not, are you still hunting for deals even after Black Friday, Small Business Saturday, Cyber Monday and Green...More >>
  • 7 Tips to Budget Holiday Spending

    7 Tips to Budget Holiday Spending

    Tuesday, November 28 2017 10:04 PM EST2017-11-29 03:04:14 GMT
    The holidays are upon us. For those of us feeling a financial pinch, this can be a time of stress and worry rather than one of happiness and caring. We hope that this article will remind you how to do more with...More >>
    The holidays are upon us. For those of us feeling a financial pinch, this can be a time of stress and worry rather than one of happiness and caring. We hope that this article will remind you how to do more with less and how...More >>
  • 5 Tips To Make Your 2018 Budget

    5 Tips To Make Your 2018 Budget

    Friday, December 15 2017 4:01 AM EST2017-12-15 09:01:44 GMT
    Many people are reconsidering their budget to prevent holiday overspending over the next few months. If you are one of these people, good for you – but why stop there? This is a great time to look further ahead and...More >>
    Many people are reconsidering their budget to prevent holiday overspending over the next few months. If you are one of these people, good for you – but why stop there? This is a great time to look further ahead and tackle...More >>
  • 3 Times You Should Dispute Credit Card Charges

    3 Times You Should Dispute Credit Card Charges

    Thursday, December 14 2017 10:01 PM EST2017-12-15 03:01:38 GMT
    Does your credit card bill contain a billing error? Did someone use your card fraudulently to rack up unauthorized charges? Have you tried and failed to resolve a credit card dispute with a vendor, such as a...More >>
    Does your credit card bill contain a billing error? Did someone use your card fraudulently to rack up unauthorized charges? Have you tried and failed to resolve a credit card dispute with a vendor, such as a defective item...More >>
  • The Best Day To Close Your Mortgage

    The Best Day To Close Your Mortgage

    Wednesday, December 13 2017 10:01 PM EST2017-12-14 03:01:17 GMT
    What is the best day of the month to close on your mortgage? Not everyone will have the same answer to that question, as it depends on your specific mortgage situation. Many homebuyers consider the end of the...More >>
    What is the best day of the month to close on your mortgage? Not everyone will have the same answer to that question, as it depends on your specific mortgage situation. Many homebuyers consider the end of the month to be...More >>
  • 7 Things to Do Now to Avoid New Debt This Holiday Season

    7 Things to Do Now to Avoid New Debt This Holiday Season

    Friday, December 8 2017 10:02 PM EST2017-12-09 03:02:06 GMT
    By Roshni Chowdhry, senior manager of innovation & product development at SafetyNet Last year, the average American who took on new debt during the holidays came out an additional $1,003 in the red. Most of...More >>
    By Roshni Chowdhry, senior manager of innovation & product development at SafetyNet Last year, the average American who took on new debt during the holidays came out an additional $1,003 in the red. Most of those who...More >>
  • 1/3 Of Student Loan Debtors Take Out Loans For Holiday Shopping

    1/3 Of Student Loan Debtors Take Out Loans For Holiday Shopping

    Friday, November 17 2017 10:05 PM EST2017-11-18 03:05:58 GMT
    Will your student loan debt put a dent in your holiday spending plans? A recent survey by Student Loan Hero suggests that while student loan debtors may try to save money during their holiday shopping runs, they...More >>
    Will your student loan debt put a dent in your holiday spending plans? A recent survey by Student Loan Hero suggests that while student loan debtors may try to save money during their holiday shopping runs, they will not let...More >>
  • 7 Tips For Selling Your Home During The Holidays

    7 Tips For Selling Your Home During The Holidays

    Friday, December 8 2017 4:01 AM EST2017-12-08 09:01:42 GMT
    Are the holidays not hectic enough for you? Put aside your gift list for a moment; how about adding a home sale to your to-do list? Most people avoid selling their homes during the holidays, but you may not have...More >>
    Are the holidays not hectic enough for you? Put aside your gift list for a moment; how about adding a home sale to your to-do list? Most people avoid selling their homes during the holidays, but you may not have any choice...More >>
  • 7 Ways To Give This Holiday Season

    7 Ways To Give This Holiday Season

    Thursday, December 7 2017 10:01 PM EST2017-12-08 03:01:34 GMT
    Charity at holiday time means more than just putting your change into the traditional red buckets at the entrances to big-box stores. Needs at the holidays are even more pressing on families, with cold weather...More >>
    Charity at holiday time means more than just putting your change into the traditional red buckets at the entrances to big-box stores. Needs at the holidays are even more pressing on families, with cold weather approaching...More >>
  • Don't Let Your Credit Card Rewards Expire

    Don't Let Your Credit Card Rewards Expire

    Wednesday, December 6 2017 10:01 PM EST2017-12-07 03:01:06 GMT
    2018 is approaching with speed, and Christmas will soon be over. While reviewing your personal finances might not be at the top of your to-do list right now, it's worth taking a few minutes to check your credit...More >>
    2018 is approaching with speed, and Christmas will soon be over. While reviewing your personal finances might not be at the top of your to-do list right now, it's worth taking a few minutes to check your credit cards for...More >>
  • 7 Ways To Get Free Checked Luggage When You Fly

    7 Ways To Get Free Checked Luggage When You Fly

    Monday, December 4 2017 10:03 PM EST2017-12-05 03:03:54 GMT
    Airline fees are pervasive these days. Baggage fees are particularly obnoxious, because passengers are increasingly forced to check in bags thanks to the shrinking amount of carry-on space. We do not know where the...More >>
    Airline fees are pervasive these days. Baggage fees are particularly obnoxious, because passengers are increasingly forced to check in bags thanks to the shrinking amount of carry-on space. We do not know where the space is...More >>
  • 5 Tips For Holiday Parties On A Budget

    5 Tips For Holiday Parties On A Budget

    Wednesday, November 22 2017 10:02 PM EST2017-11-23 03:02:00 GMT
    You want to throw a holiday party but simply cannot afford to spend big bucks in the process. The holidays are full of expenses already without dropping hundreds or even thousands of dollars on festivities....More >>
    You want to throw a holiday party but simply cannot afford to spend big bucks in the process. The holidays are full of expenses already without dropping hundreds or even thousands of dollars on festivities. Fortunately,...More >>
  • 7 Ways To Retire With $1 Million

    7 Ways To Retire With $1 Million

    Saturday, December 2 2017 4:10 AM EST2017-12-02 09:10:24 GMT
    How can you retire with $1 million in assets? It's easy… if you start with $3 million! All kidding aside, the best answer is to make a plan that achieves the savings necessary to get to $1 million. We can help...More >>
    How can you retire with $1 million in assets? It's easy… if you start with $3 million! All kidding aside, the best answer is to make a plan that achieves the savings necessary to get to $1 million. We can help you...More >>
  • 1 In 5 Americans Has No Net Worth ... Or Less

    1 In 5 Americans Has No Net Worth ... Or Less

    Friday, December 1 2017 10:10 PM EST2017-12-02 03:10:16 GMT
    Billionaires and the impoverished have one thing in common – momentum. Once you achieve high levels of wealth or debt, it's very easy for either one to continue to grow. A recent report by the Institute for...More >>
    Billionaires and the impoverished have one thing in common – momentum. Once you achieve high levels of wealth or debt, it's very easy for either one to continue to grow. A recent report by the Institute for Policy...More >>
  • 7 Tips To Buying A Home During The Holidays

    7 Tips To Buying A Home During The Holidays

    Friday, December 1 2017 4:09 AM EST2017-12-01 09:09:57 GMT
    Moving during the holidays can be a headache with all the seasonal activities and obligations – not to mention unpleasant weather in many locations. However, there are plenty of positives to buying a home during...More >>
    Moving during the holidays can be a headache with all the seasonal activities and obligations – not to mention unpleasant weather in many locations. However, there are plenty of positives to buying a home during the holidays...More >>
  • End Of Year Financial Planning

    End Of Year Financial Planning

    Thursday, November 30 2017 10:09 PM EST2017-12-01 03:09:52 GMT
    For many people, the end of the year represents a hectic time, and the last thing anyone wants to do is add to an already full plate. However, building the following financial moves into your fourth- quarter...More >>
    For many people, the end of the year represents a hectic time, and the last thing anyone wants to do is add to an already full plate. However, building the following financial moves into your fourth- quarter routine can...More >>
  • 9 Scams To Watch Out For This Holiday Season

    9 Scams To Watch Out For This Holiday Season

    Wednesday, November 29 2017 10:04 PM EST2017-11-30 03:04:39 GMT
    Holidays are supposed to be a joyous time – but scammers can replace the joy of the season with the headaches of fraud. Help yourself and take some simple precautions to keep the Grinches out of your bank accounts...More >>
    Holidays are supposed to be a joyous time – but scammers can replace the joy of the season with the headaches of fraud. Help yourself and take some simple precautions to keep the Grinches out of your bank accounts during the...More >>
  • Charity Facts and Figures

    Charity Facts and Figures

    Wednesday, November 29 2017 4:04 AM EST2017-11-29 09:04:22 GMT
    You know about Black Friday and Cyber Monday – but are you aware of Giving Tuesday? Giving Tuesday is a recent invention – so recent, it is often preceded with a hashtag. It was started in 2012 on the first Tuesday...More >>
    You know about Black Friday and Cyber Monday – but are you aware of Giving Tuesday? Giving Tuesday is a recent invention – so recent, it is often preceded with a hashtag. It was started in 2012 on the first Tuesday after...More >>
  • Holiday Bonuses 101

    Holiday Bonuses 101

    Friday, November 24 2017 4:02 AM EST2017-11-24 09:02:33 GMT
    If you received a holiday bonus this year, congratulations! A 2017 survey by Accounting Principals, found that 63% of the surveyed companies plan to give out a year-end monetary bonus or gift this year based on...More >>
    If you received a holiday bonus this year, congratulations! A 2017 survey by Accounting Principals, found that 63% of the surveyed companies plan to give out a year-end monetary bonus or gift this year based on company,...More >>
  • Best Days Of The Week To Shop To Save

    Best Days Of The Week To Shop To Save

    Monday, November 27 2017 10:04 PM EST2017-11-28 03:04:08 GMT
    Here's your shopping list for the week. Monday is sunscreen, beauty products, ice cream, and beer – unless you like craft beer, in which case you should wait until Thursday. Tuesday is for wine, unless you...More >>
    Here's your shopping list for the week. Monday is sunscreen, beauty products, ice cream, and beer – unless you like craft beer, in which case you should wait until Thursday. Tuesday is for wine, unless you prefer rosé,...More >>
  • Use Your Health Insurance Before Year's End

    Use Your Health Insurance Before Year's End

    Tuesday, November 28 2017 4:04 AM EST2017-11-28 09:04:15 GMT
    The end of the year is full of activities. Family, school, and work obligations can keep you running constantly, without the time to consider other important things – such as whether you have used all of the health...More >>
    The end of the year is full of activities. Family, school, and work obligations can keep you running constantly, without the time to consider other important things – such as whether you have used all of the health care and...More >>
  • 5 Black Friday Shopping Tips

    5 Black Friday Shopping Tips

    Saturday, November 18 2017 4:06 AM EST2017-11-18 09:06:07 GMT
    Black Friday, this year on November 24, offers some of the lowest prices of the year on many consumer goods including TVs, other electronics and toys. Savvy shoppers save hundreds or even thousands of dollars on...More >>
    Black Friday, this year on November 24, offers some of the lowest prices of the year on many consumer goods including TVs, other electronics and toys. Savvy shoppers save hundreds or even thousands of dollars on this single...More >>
  • How To Get A Tax Credit For Your Mortgage

    How To Get A Tax Credit For Your Mortgage

    Monday, November 13 2017 10:03 PM EST2017-11-14 03:03:57 GMT
    If you are attempting to buy a home on a low or intermediate income, you need every bit of help that you can get. Mortgage credit certificates are one of the lesser-known ways that the federal government can help. ...More >>
    If you are attempting to buy a home on a low or intermediate income, you need every bit of help that you can get. Mortgage credit certificates are one of the lesser-known ways that the federal government can help. A...More >>
  • Black Friday Predictions

    Black Friday Predictions

    Tuesday, November 14 2017 4:04 AM EST2017-11-14 09:04:07 GMT
    November 24, 2017, aka Black Friday, is rapidly approaching. Are you ready? Do you have your camping gear and comfortable shoes at the ready? How about elbow pads and shin guards? Maybe you are doing finger...More >>
    November 24, 2017, aka Black Friday, is rapidly approaching. Are you ready? Do you have your camping gear and comfortable shoes at the ready? How about elbow pads and shin guards? Maybe you are doing finger exercises for all...More >>
  • Making Sense Of Online Stock Tips

    Making Sense Of Online Stock Tips

    Friday, November 24 2017 10:02 PM EST2017-11-25 03:02:55 GMT
    If you dabble in online investing, you have certainly been deluged by emailed offers of investing advice and "hot stock tips". Undoubtedly, some good stock tips are out there, as well as a whole host of...More >>
    If you dabble in online investing, you have certainly been deluged by emailed offers of investing advice and "hot stock tips". Undoubtedly, some good stock tips are out there, as well as a whole host of questionable ones and...More >>
  • Municipal Bond Investing Strategies

    Municipal Bond Investing Strategies

    Thursday, November 23 2017 10:02 PM EST2017-11-24 03:02:27 GMT
    Municipal bonds have long been a popular fixed-income investment option. They are issued by state and local governments and their agencies to raise money for public projects like schools, hospitals, roads and...More >>
    Municipal bonds have long been a popular fixed-income investment option. They are issued by state and local governments and their agencies to raise money for public projects like schools, hospitals, roads and bridges. The...More >>
  • Voice Payments 101

    Voice Payments 101

    Wednesday, November 22 2017 4:01 AM EST2017-11-22 09:01:39 GMT
    Have you ever made payments only using your voice? Most people have at least given their credit card number out over the phone or have used automated phone payment menus – although the latter often leaves people...More >>
    Have you ever made payments only using your voice? Most people have at least given their credit card number out over the phone or have used automated phone payment menus – although the latter often leaves people shouting...More >>
  • Homeowners' Mobility At 30-Year Low

    Homeowners' Mobility At 30-Year Low

    Tuesday, November 21 2017 10:01 PM EST2017-11-22 03:01:34 GMT
    Should I stay or should I go? With apologies to The Clash, that's the question many homeowners are asking themselves. Does it make more sense to renovate your current home, or should you look for a home that is...More >>
    Should I stay or should I go? With apologies to The Clash, that's the question many homeowners are asking themselves. Does it make more sense to renovate your current home, or should you look for a home that is a better...More >>
  • 7 Tips For Cyber Monday Shopping

    7 Tips For Cyber Monday Shopping

    Tuesday, November 21 2017 4:01 AM EST2017-11-21 09:01:14 GMT
    Do you like the idea of good deals but not the idea of standing outside the mall in a three-point stance waiting for the doors to open for pre-dawn Black Friday savings? Then Cyber Monday which will be held on...More >>
    Do you like the idea of good deals but not the idea of standing outside the mall in a three-point stance waiting for the doors to open for pre-dawn Black Friday savings? Then Cyber Monday which will be held on November...More >>
  • Spooky Spending This Halloween

    Spooky Spending This Halloween

    Saturday, October 21 2017 4:07 AM EDT2017-10-21 08:07:35 GMT
    Do Americans spend more on Halloween costumes for kids or adults? Check out our infographic on Halloween's spooky spending above. You may be surprised. Also shocking is the $440 million we spend dressing up our...More >>
    Do Americans spend more on Halloween costumes for kids or adults? Check out our infographic on Halloween's spooky spending above. You may be surprised. Also shocking is the $440 million we spend dressing up our pets!...More >>
  • A Lot To Be Thankful For

    A Lot To Be Thankful For

    Monday, November 20 2017 10:01 PM EST2017-11-21 03:01:06 GMT
    Our 24-hour news cycle may seem to bring us nothing but an endless series of conflicts and depressing news – but it doesn't have to be that way. Good news is available if you are willing to dig for it and look...More >>
    Our 24-hour news cycle may seem to bring us nothing but an endless series of conflicts and depressing news – but it doesn't have to be that way. Good news is available if you are willing to dig for it and look at things...More >>
  • Land a Holiday Job

    Land a Holiday Job

    Wednesday, November 15 2017 10:04 PM EST2017-11-16 03:04:42 GMT
    Are you entering the holiday season short of cash? You may want to consider a seasonal job. Once Halloween passes and cold weather sets in throughout the country, demand increases for temporary workers to fill in...More >>
    Are you entering the holiday season short of cash? You may want to consider a seasonal job. Once Halloween passes and cold weather sets in throughout the country, demand increases for temporary workers to fill in during the...More >>
  • Top 5 Ways to Save at Thanksgiving

    Top 5 Ways to Save at Thanksgiving

    Thursday, November 9 2017 10:01 PM EST2017-11-10 03:01:49 GMT
    Thanksgiving is a time to relax and enjoy a nice dinner with your loved ones. You don’t want to spend it stressing over the Thanksgiving budget; you want to spend it having an enjoyable day with friends and...More >>
    Thanksgiving is a time to relax and enjoy a nice dinner with your loved ones. You don’t want to spend it stressing over the Thanksgiving budget; you want to spend it having an enjoyable day with friends and relatives, and...More >>
  • More Than Half Of Us Have Seen Friendships End Over A Loan

    More Than Half Of Us Have Seen Friendships End Over A Loan

    Friday, November 17 2017 4:05 AM EST2017-11-17 09:05:33 GMT
    What's one of the easiest ways to end a friendship? Loan your friend a significant amount of money. According to a recent survey from Bank of America, money was the fourth greatest cause of stress in a...More >>
    What's one of the easiest ways to end a friendship? Loan your friend a significant amount of money. According to a recent survey from Bank of America, money was the fourth greatest cause of stress in a friendship, behind...More >>
  • Should Retailers Stay Open on Thanksgiving?

    Should Retailers Stay Open on Thanksgiving?

    Thursday, November 16 2017 10:05 PM EST2017-11-17 03:05:26 GMT
    For some holiday shoppers, bargain hunting is a competition and Black Friday is the Super Bowl. All the preparation throughout the year goes into a few frenzied hours that determine winners and losers. Did you get...More >>
    For some holiday shoppers, bargain hunting is a competition and Black Friday is the Super Bowl. All the preparation throughout the year goes into a few frenzied hours that determine winners and losers. Did you get that 50"...More >>
  • 9 Holiday Shopping Tips

    9 Holiday Shopping Tips

    Wednesday, November 15 2017 4:04 AM EST2017-11-15 09:04:20 GMT
    What brightens up your holiday shopping season? You may prefer a quiet Christmas season at home, large family gatherings at the home of the relative who drew the short straw, or hand-to-hand combat on Black Friday...More >>
    What brightens up your holiday shopping season? You may prefer a quiet Christmas season at home, large family gatherings at the home of the relative who drew the short straw, or hand-to-hand combat on Black Friday at the...More >>
  • The Trump Bump and Housing

    The Trump Bump and Housing

    Tuesday, November 14 2017 10:04 PM EST2017-11-15 03:04:13 GMT
    Stocks Outpace Housing Few can argue that the stock market has experienced great growth under President Trump. The "Trump Bump" consists of an approximate 20% increase in both the Dow Jones and S&P 500 during...More >>
    Stocks Outpace Housing Few can argue that the stock market has experienced great growth under President Trump. The "Trump Bump" consists of an approximate 20% increase in both the Dow Jones and S&P 500 during the...More >>
  • More Protection for the Military

    More Protection for the Military

    Friday, November 10 2017 4:01 AM EST2017-11-10 09:01:57 GMT
    If you are one of the brave men and women serving our country in uniform, you face enough dangers. You do not need anyone attempting to take financial advantage of you by capitalizing on the unique challenges of...More >>
    If you are one of the brave men and women serving our country in uniform, you face enough dangers. You do not need anyone attempting to take financial advantage of you by capitalizing on the unique challenges of military...More >>
  • Scary Financial Facts

    Scary Financial Facts

    Friday, October 27 2017 10:10 PM EDT2017-10-28 02:10:14 GMT
    It's that time of year when the leaves change colors, pumpkin flavoring is crammed into everything imaginable (who needs Eye Drops with Pumpkin Spice?), and scary things come out on Halloween – but will you...More >>
    It's that time of year when the leaves change colors, pumpkin flavoring is crammed into everything imaginable (who needs Eye Drops with Pumpkin Spice?), and scary things come out on Halloween – but will you open your...More >>
  • Changes In Social Security

    Changes In Social Security

    Saturday, November 11 2017 4:02 AM EST2017-11-11 09:02:26 GMT
    Every October, the Social Security Administration (SSA) announces adjustments that are made to the Social Security program for the upcoming year. What effect will these changes for 2018 have on you? More Money for...More >>
    Every October, the Social Security Administration (SSA) announces adjustments that are made to the Social Security program for the upcoming year. What effect will these changes for 2018 have on you? More Money for...More >>
  • Hack Your Way To A Better Credit Score In 30 Days

    Hack Your Way To A Better Credit Score In 30 Days

    Wednesday, November 8 2017 10:01 PM EST2017-11-09 03:01:20 GMT
    Credit scores are somewhat like IRS tax codes: we know they're important; few folks fully understand them; and failing to successfully deal with either can cost you a lot of money. While most of the factors...More >>
    Credit scores are somewhat like IRS tax codes: we know they're important; few folks fully understand them; and failing to successfully deal with either can cost you a lot of money. While most of the factors determining...More >>
  • When Your Credit Card APR Doesn't Matter

    When Your Credit Card APR Doesn't Matter

    Tuesday, November 7 2017 4:00 AM EST2017-11-07 09:00:25 GMT
    Borrowing with a credit card can be expensive if you're not careful. Some cards impose interest with an Annual Percentage Rate (APR) upwards of 30% a year. If you use credit cards responsibly, however, you can...More >>
    Borrowing with a credit card can be expensive if you're not careful. Some cards impose interest with an Annual Percentage Rate (APR) upwards of 30% a year. If you use credit cards responsibly, however, you can take...More >>
  • The GOP Tax Plan: How Will You Fare?

    The GOP Tax Plan: How Will You Fare?

    Tuesday, November 7 2017 10:00 PM EST2017-11-08 03:00:49 GMT
    Cut, Cut, Cut After a short delay and with significant fanfare, the House of Representatives released the Republican tax reform plan last Thursday. The Tax Cuts and Jobs Act – or, if you prefer the Trumpian term,...More >>
    Cut, Cut, Cut After a short delay and with significant fanfare, the House of Representatives released the Republican tax reform plan last Thursday. The Tax Cuts and Jobs Act – or, if you prefer the Trumpian term, the "Cut...More >>
  • Get Ready For Tax Season!

    Get Ready For Tax Season!

    Saturday, November 4 2017 4:01 AM EDT2017-11-04 08:01:06 GMT
    Fall is here. It's time for thinking about cooler weather, Thanksgiving, falling leaves – and taxes? While Congress debates changes to our tax codes, a few hours spent on your taxes now can produce benefits in...More >>
    Fall is here. It's time for thinking about cooler weather, Thanksgiving, falling leaves – and taxes? While Congress debates changes to our tax codes, a few hours spent on your taxes now can produce benefits in April with...More >>
  • Can I Buy Life Insurance On Sale?

    Can I Buy Life Insurance On Sale?

    Friday, November 3 2017 10:00 PM EDT2017-11-04 02:00:58 GMT
    Everywhere you look, you see announcements, signs, banners, and flashing lights promoting a momentary lowering of the cost for just about everything. Everything, except for life insurance, that is. As I was...More >>
    Everywhere you look, you see announcements, signs, banners, and flashing lights promoting a momentary lowering of the cost for just about everything. Everything, except for life insurance, that is. As I was researching this...More >>
  • The Future Of Healthcare

    The Future Of Healthcare

    Friday, November 3 2017 4:00 AM EDT2017-11-03 08:00:37 GMT
    Successful retirement planning requires a good understanding of what you want to do in retirement and a reasonable estimate of your expected expenses. Once you have a grasp of your likely retirement costs, you know...More >>
    Successful retirement planning requires a good understanding of what you want to do in retirement and a reasonable estimate of your expected expenses. Once you have a grasp of your likely retirement costs, you know...More >>
  • The Best Time Of The Year To Rent

    The Best Time Of The Year To Rent

    Wednesday, November 1 2017 10:12 PM EDT2017-11-02 02:12:43 GMT

    What's the best time of the year to rent a home? That depends on what factors are important to you, and how much time you have to act. People don't always have the luxury of taking their time in renting a...

    More >>

    What's the best time of the year to rent a home? That depends on what factors are important to you, and how much time you have to act. People don't always have the luxury of taking their time in renting a house or...

    More >>
  • New Student Loan Debt Survey

    New Student Loan Debt Survey

    Thursday, November 2 2017 10:00 PM EDT2017-11-03 02:00:32 GMT
    College may be expensive, but a college degree allows you to recoup your investment by landing a higher-paying job that allows you to pay back your loans in a timely fashion... or does it? The skyrocketing costs of...More >>
    College may be expensive, but a college degree allows you to recoup your investment by landing a higher-paying job that allows you to pay back your loans in a timely fashion... or does it? The skyrocketing costs of college...More >>
  • Gap Between Rich and Poor Keeps Growing

    Gap Between Rich and Poor Keeps Growing

    Wednesday, November 1 2017 4:12 AM EDT2017-11-01 08:12:25 GMT
    As the old saying goes, do the rich really get richer while the poor get poorer? Recent data from the Federal Reserve shows that at least half of that statement is true for U.S. households. The latest Survey of...More >>
    As the old saying goes, do the rich really get richer while the poor get poorer? Recent data from the Federal Reserve shows that at least half of that statement is true for U.S. households. The latest Survey of Consumer...More >>
  • New Home Sales: A Pleasant Surprise

    New Home Sales: A Pleasant Surprise

    Tuesday, October 31 2017 10:12 PM EDT2017-11-01 02:12:18 GMT
    An Unexpected Increase The housing market received an unexpected surprise as new home sales rose to an annually adjusted rate of 667,000 homes in September 2017, far exceeding the slight decline predicted by...More >>
    An Unexpected Increase The housing market received an unexpected surprise as new home sales rose to an annually adjusted rate of 667,000 homes in September 2017, far exceeding the slight decline predicted by experts....More >>
  • Protect Yourself With Virtual Credit Cards And Debit Cards

    Protect Yourself With Virtual Credit Cards And Debit Cards

    Monday, October 30 2017 10:11 PM EDT2017-10-31 02:11:44 GMT
    It seems like every time you turn around, there's news of a new data breach – and the breaches continue to get larger with time. When breaches reach the level of affecting millions and even billions of...More >>
    It seems like every time you turn around, there's news of a new data breach – and the breaches continue to get larger with time. When breaches reach the level of affecting millions and even billions of accounts, it's...More >>
  • Middle Class Income At Record High

    Middle Class Income At Record High

    Friday, October 27 2017 10:10 PM EDT2017-10-28 02:10:13 GMT
    Given all the talk from politicians about helping the overburdened middle class, one would think that middle-class Americans are in dire financial straits. If so, it's not for a lack of income. Data from the...More >>
    Given all the talk from politicians about helping the overburdened middle class, one would think that middle-class Americans are in dire financial straits. If so, it's not for a lack of income. Data from the Census...More >>
  • New Payday Loan Rules

    New Payday Loan Rules

    Thursday, October 26 2017 10:09 PM EDT2017-10-27 02:09:55 GMT
    Where do lower-income Americans turn when faced with immediate bills and no money with which to pay them? Most turn to the payday loan industry, which offers short-term loans in exchange for fees and high interest...More >>
    Where do lower-income Americans turn when faced with immediate bills and no money with which to pay them? Most turn to the payday loan industry, which offers short-term loans in exchange for fees and high interest rates....More >>
  • How To Accomplish A Financial Resolution By Year's End

    How To Accomplish A Financial Resolution By Year's End

    Friday, October 27 2017 4:09 AM EDT2017-10-27 08:09:59 GMT
    As we turn another page in the calendar, we are excited for the holiday season, but sad that 2017 is coming to a close. Were there personal finance items you wanted to complete this year? Maybe you still have some...More >>
    As we turn another page in the calendar, we are excited for the holiday season, but sad that 2017 is coming to a close. Were there personal finance items you wanted to complete this year? Maybe you still have some of your...More >>
  • Housing Market Warning Signs

    Housing Market Warning Signs

    Wednesday, October 25 2017 10:09 PM EDT2017-10-26 02:09:32 GMT
    Did you ever marvel at something from a distance, only to find fundamental flaws upon closer inspection? Today's housing market could fit that description. On the macro scale, the market appears to be in a...More >>
    Did you ever marvel at something from a distance, only to find fundamental flaws upon closer inspection? Today's housing market could fit that description. On the macro scale, the market appears to be in a good place....More >>
  • 43% Of Americans Have Trouble Making Ends Meet

    43% Of Americans Have Trouble Making Ends Meet

    Wednesday, October 25 2017 4:09 AM EDT2017-10-25 08:09:12 GMT
    Do daily finances give you daily heartburn? You aren't alone. According to a new survey by the Consumer Financial Protection Bureau (CFPB), 43% of Americans have trouble making ends meet. One-third of survey...More >>
    Do daily finances give you daily heartburn? You aren't alone. According to a new survey by the Consumer Financial Protection Bureau (CFPB), 43% of Americans have trouble making ends meet. One-third of survey respondents...More >>
  • Protect Your Wireless Connections From A KRACK Attack

    Protect Your Wireless Connections From A KRACK Attack

    Tuesday, October 24 2017 10:09 PM EDT2017-10-25 02:09:07 GMT
    Beware of KRACK KRACK Attack? Is that the name of a new video game, dance craze, or rock band? Unfortunately, it's none of those things – it's the acronym for a new path identity thieves have to steal your...More >>
    Beware of KRACK KRACK Attack? Is that the name of a new video game, dance craze, or rock band? Unfortunately, it's none of those things – it's the acronym for a new path identity thieves have to steal your personal...More >>
  • What Happens When You Apply For An Auto Loan?

    What Happens When You Apply For An Auto Loan?

    Tuesday, October 24 2017 4:08 AM EDT2017-10-24 08:08:48 GMT
    Your car served you well for many years, but now you've decided it's time for a new one. After doing suitable research, you've found the car of your dreams at a local dealership. Now all that's left...More >>
    Your car served you well for many years, but now you've decided it's time for a new one. After doing suitable research, you've found the car of your dreams at a local dealership. Now all that's left to do is...More >>
  • Check Your Bank Statements

    Check Your Bank Statements

    Monday, October 23 2017 10:08 PM EDT2017-10-24 02:08:41 GMT
    Automatic payments from your bank account can be a great convenience, but they can also be a source of problems if you don't pay attention. Do you check your payments on every bank statement? If not, you may be...More >>
    Automatic payments from your bank account can be a great convenience, but they can also be a source of problems if you don't pay attention. Do you check your payments on every bank statement? If not, you may be paying...More >>
  • 6 Situations Where A Personal Loan May Be Better Than A Credit Card

    6 Situations Where A Personal Loan May Be Better Than A Credit Card

    Friday, October 20 2017 10:07 PM EDT2017-10-21 02:07:29 GMT
    When you have a relatively large expense that you can't cover with cash on hand, you generally have two choices to consider: revolving debt such as a credit card, or installment debt such as a personal loan....More >>
    When you have a relatively large expense that you can't cover with cash on hand, you generally have two choices to consider: revolving debt such as a credit card, or installment debt such as a personal loan. Which option...More >>
  • How To Cut Your Homeowner's Insurance Bill

    How To Cut Your Homeowner's Insurance Bill

    Thursday, October 19 2017 10:12 PM EDT2017-10-20 02:12:56 GMT
    Did you quit smoking last year? Move into a gated community? Do you live within five miles of the nearest fire station? These factors – and many others – make you a safer bet for your homeowner's insurer,...More >>
    Did you quit smoking last year? Move into a gated community? Do you live within five miles of the nearest fire station? These factors – and many others – make you a safer bet for your homeowner's insurer, which means...More >>
  • U.S. Has Second-Most Competitive Economy

    U.S. Has Second-Most Competitive Economy

    Friday, October 20 2017 4:13 AM EDT2017-10-20 08:13:02 GMT
    America's political leaders frequently talk about the need to stimulate economic growth, citing multiple reasons why growth has eluded us. Typical examples include unfair competition from other countries,...More >>
    America's political leaders frequently talk about the need to stimulate economic growth, citing multiple reasons why growth has eluded us. Typical examples include unfair competition from other countries, regulatory...More >>
  • 6 Steps To Take When Your Car Is Repossessed

    6 Steps To Take When Your Car Is Repossessed

    Wednesday, October 18 2017 10:12 PM EDT2017-10-19 02:12:32 GMT
    "Dude, Where's My Car?" may be the name of a lame Ashton Kutcher movie, but it could also be your response as you realize that your car has been repossessed. Just like a home, a car is not yours until it is...More >>
    "Dude, Where's My Car?" may be the name of a lame Ashton Kutcher movie, but it could also be your response as you realize that your car has been repossessed. Just like a home, a car is not yours until it is fully paid...More >>
  • Keeping Up with the Kardashians and Their Net Worth

    Keeping Up with the Kardashians and Their Net Worth

    Wednesday, November 1 2017 5:12 AM EDT2017-11-01 09:12:24 GMT
    The Kardashians have been flaunting their wealth for a decade on their reality TV show Keeping Up with the Kardashians, but just how rich are they? How did they acquire their wealth? It's not just TV money; the...More >>
    The Kardashians have been flaunting their wealth for a decade on their reality TV show Keeping Up with the Kardashians, but just how rich are they? How did they acquire their wealth? It's not just TV money; the...More >>
  • Crackdown on Student Loan Scams

    Crackdown on Student Loan Scams

    Tuesday, October 17 2017 10:12 PM EDT2017-10-18 02:12:06 GMT
    A Burden for You, An Opportunity for Scammers Educational debt has reached levels that are hard for the average American to fathom. By some estimates, outstanding student loans have reached a whopping $1.45...More >>
    A Burden for You, An Opportunity for Scammers Educational debt has reached levels that are hard for the average American to fathom. By some estimates, outstanding student loans have reached a whopping $1.45 trillion...More >>
  • Millennial Money Regrets

    Millennial Money Regrets

    Wednesday, October 18 2017 4:12 AM EDT2017-10-18 08:12:14 GMT
    What spending did you regret today? Going to the movie theater to see a new first-run flick? Buying plane tickets for an upcoming vacation? Splurging on a latte? Buying day-old sushi at the convenience store? ...More >>
    What spending did you regret today? Going to the movie theater to see a new first-run flick? Buying plane tickets for an upcoming vacation? Splurging on a latte? Buying day-old sushi at the convenience store? We're...More >>
  • 5 Ways Your Home Insurance Should Be Ready For Halloween

    5 Ways Your Home Insurance Should Be Ready For Halloween

    Tuesday, October 17 2017 4:11 AM EDT2017-10-17 08:11:51 GMT
    On Halloween, we all enjoy handing out treats to the little monsters that arrive at our door asking for candy. Unfortunately, some of us have to deal with damage created by larger monsters that arrive at our door...More >>
    On Halloween, we all enjoy handing out treats to the little monsters that arrive at our door asking for candy. Unfortunately, some of us have to deal with damage created by larger monsters that arrive at our door asking for...More >>
  • Get Smart About Credit Day is October 19

    Get Smart About Credit Day is October 19

    Monday, October 16 2017 10:11 PM EDT2017-10-17 02:11:44 GMT
    You learned a lot at school. But did your teachers or professors educate you on how to use credit, protect your identity, or maintain a good credit score? Sadly, personal finance education does not rank up there...More >>
    You learned a lot at school. But did your teachers or professors educate you on how to use credit, protect your identity, or maintain a good credit score? Sadly, personal finance education does not rank up there with...More >>
  • Half Of Us Won't Share ID Info With Stores No Matter What Discount Is Offered

    Half Of Us Won't Share ID Info With Stores No Matter What Discount Is Offered

    Friday, October 13 2017 10:04 PM EDT2017-10-14 02:04:58 GMT
    Have you started your holiday shopping already? If so, you aren't alone. The 2017 holiday shopping survey from BestBlackFriday.com shows that over one-quarter of Americans started their holiday shopping in...More >>
    Have you started your holiday shopping already? If so, you aren't alone. The 2017 holiday shopping survey from BestBlackFriday.com shows that over one-quarter of Americans started their holiday shopping in September or...More >>
  • Top Seven Ways to Save on Halloween

    Top Seven Ways to Save on Halloween

    Saturday, October 14 2017 4:05 AM EDT2017-10-14 08:05:03 GMT
    To some of us, Halloween is an enjoyable time to dress up our children and/or ourselves, carve scary pumpkins, decorate our home with spooky effects, gorge on treats, and spend the next morning jogging off a candy...More >>
    To some of us, Halloween is an enjoyable time to dress up our children and/or ourselves, carve scary pumpkins, decorate our home with spooky effects, gorge on treats, and spend the next morning jogging off a candy binge. To...More >>
  • Generation-Skipping Transfer Tax 101

    Generation-Skipping Transfer Tax 101

    Friday, October 13 2017 4:04 AM EDT2017-10-13 08:04:46 GMT
    The tax reform framework recently released by the Trump Administration repeals both the generation-skipping transfer tax and the estate tax. While most of us are familiar with the latter, we want to introduce you...More >>
    The tax reform framework recently released by the Trump Administration repeals both the generation-skipping transfer tax and the estate tax. While most of us are familiar with the latter, we want to introduce you to the...More >>
  • 7 Mistakes to Avoid After Mortgage Pre-Approval

    7 Mistakes to Avoid After Mortgage Pre-Approval

    Wednesday, October 11 2017 10:04 PM EDT2017-10-12 02:04:12 GMT
    Congratulations! You've been pre-approved for a mortgage loan on your dream home. You made it past many hurdles, but be careful – you haven't completed the race just yet. The wrong actions after your...More >>
    Congratulations! You've been pre-approved for a mortgage loan on your dream home. You made it past many hurdles, but be careful – you haven't completed the race just yet. The wrong actions after your pre-approval...More >>
  • 5 Reasons Not To Pay Off Student Loans Early

    5 Reasons Not To Pay Off Student Loans Early

    Thursday, October 12 2017 10:04 PM EDT2017-10-13 02:04:42 GMT
    You've invested a lot of time and money into your education. We hope that your education has turned into a job that provides a decent income and the ability to pay back your student loans early – but should you...More >>
    You've invested a lot of time and money into your education. We hope that your education has turned into a job that provides a decent income and the ability to pay back your student loans early – but should you pay off...More >>
  • Today's Headlines: Tax Extension Filing Deadline Looms: Are You Ready?

    Today's Headlines: Tax Extension Filing Deadline Looms: Are You Ready?

    Wednesday, October 11 2017 4:03 AM EDT2017-10-11 08:03:56 GMT
    Time's Running Out If you received an extension of time to file your taxes this year, hopefully you made good use of it – because the due date is fast approaching. Monday, October 16, is the filing deadline. ...More >>
    Time's Running Out If you received an extension of time to file your taxes this year, hopefully you made good use of it – because the due date is fast approaching. Monday, October 16, is the filing deadline. Did you...More >>
  • The Massive US Debt As Charity Case

    The Massive US Debt As Charity Case

    Tuesday, October 10 2017 10:03 PM EDT2017-10-11 02:03:51 GMT
    Every year, you do your part to fund America's government by paying your taxes – but have you ever felt compelled to pay a little extra to the government? After all, our national debt has topped $20 trillion,...More >>
    Every year, you do your part to fund America's government by paying your taxes – but have you ever felt compelled to pay a little extra to the government? After all, our national debt has topped $20 trillion, or almost...More >>
  • Getting A Mortgage In Your Fifties

    Getting A Mortgage In Your Fifties

    Tuesday, October 10 2017 4:03 AM EDT2017-10-10 08:03:33 GMT
    Life insurance customers have to consider what will happen after they die. But what about mortgage shoppers? MoneyTips member Lynn broke some new ground when she asked our community whether, as a fifty-year-old,...More >>
    Life insurance customers have to consider what will happen after they die. But what about mortgage shoppers? MoneyTips member Lynn broke some new ground when she asked our community whether, as a fifty-year-old, she should...More >>
  • Free Look Period 101

    Free Look Period 101

    Wednesday, October 4 2017 4:01 AM EDT2017-10-04 08:01:18 GMT
    Have you ever purchased a product, decided after a few days that you didn't like it, and promptly returned it? Most of us have – but did you know that you could essentially do the same thing with most life...More >>
    Have you ever purchased a product, decided after a few days that you didn't like it, and promptly returned it? Most of us have – but did you know that you could essentially do the same thing with most life insurance...More >>
  • Are you a 401(k) saver?

    Are you a 401(k) saver?

    Friday, October 6 2017 6:31 AM EDT2017-10-06 10:31:54 GMT
    Are you among the nearly 50% of Americans who have access to a 401(k) program but don't contribute to it? If so, what's keeping you from utilizing this valuable savings tool? According to a new survey from...More >>
    Are you among the nearly 50% of Americans who have access to a 401(k) program but don't contribute to it? If so, what's keeping you from utilizing this valuable savings tool? According to a new survey from Schwab...More >>
  • 4 Ways Remarriage Affects Social Security Benefits

    4 Ways Remarriage Affects Social Security Benefits

    Monday, October 9 2017 10:03 PM EDT2017-10-10 02:03:25 GMT
    If you're planning a second march down the aisle, besides the bridal gown color and the honeymoon, you also need to address how your remarriage will affect your Social Security benefits. Allow us to present...More >>
    If you're planning a second march down the aisle, besides the bridal gown color and the honeymoon, you also need to address how your remarriage will affect your Social Security benefits. Allow us to present four...More >>
  • Simple Equifax Data Breach Quiz

    Simple Equifax Data Breach Quiz

    Saturday, October 7 2017 4:02 AM EDT2017-10-07 08:02:14 GMT
    How well do you know what happened during the recent Equifax data breach? Take this simple quiz to find out. Then learn what you can to do to protect yourself. 1.The software patch apparently needed to prevent the...More >>
    How well do you know what happened during the recent Equifax data breach? Take this simple quiz to find out. Then learn what you can to do to protect yourself. 1.The software patch apparently needed to prevent the massive...More >>
  • Act Now to Save on Holiday Gifts

    Act Now to Save on Holiday Gifts

    Friday, October 6 2017 10:02 PM EDT2017-10-07 02:02:10 GMT
    It may be annoying to see Christmas displays in stores before Halloween, but that does not mean that early shopping for Christmas presents is a bad idea. On the contrary — there are several advantages to doing your...More >>
    It may be annoying to see Christmas displays in stores before Halloween, but that does not mean that early shopping for Christmas presents is a bad idea. On the contrary — there are several advantages to doing your holiday...More >>
  • Safeguarding Your Health and Finances

    Safeguarding Your Health and Finances

    Friday, October 6 2017 4:01 AM EDT2017-10-06 08:01:52 GMT
    What does it take to be financially prepared for potential healthcare costs in retirement? As the old saying goes, "Needing insurance is like needing a parachute. If it isn't there the first time, chances are...More >>
    What does it take to be financially prepared for potential healthcare costs in retirement? As the old saying goes, "Needing insurance is like needing a parachute. If it isn't there the first time, chances are you...More >>
  • Indexed Universal Life Insurance 101

    Indexed Universal Life Insurance 101

    Thursday, October 5 2017 10:01 PM EDT2017-10-06 02:01:45 GMT
    When it comes to life insurance, there are so many different options and "flavors" that deciding which type of policy is right for you can be difficult and confusing. Not to complicate matters even more, but there...More >>
    When it comes to life insurance, there are so many different options and "flavors" that deciding which type of policy is right for you can be difficult and confusing. Not to complicate matters even more, but there is one...More >>
  • The Secret To Financial Security? Have A Plan

    The Secret To Financial Security? Have A Plan

    Wednesday, June 7 2017 9:49 PM EDT2017-06-08 01:49:17 GMT
    If the recent ups and downs of the stock market have you tossing and turning at night, it's not because you need to get out of the market – it's because you need to get a real financial plan. You can pinch...More >>
    If the recent ups and downs of the stock market have you tossing and turning at night, it's not because you need to get out of the market – it's because you need to get a real financial plan. You can pinch pennies...More >>
  • Today's Headlines: HUD Changes Reverse Mortgage Rules

    Today's Headlines: HUD Changes Reverse Mortgage Rules

    Tuesday, October 3 2017 10:01 PM EDT2017-10-04 02:01:12 GMT
    Something Had to Change Reverse mortgages are a popular way for seniors to access needed funds. In a reverse mortgage, you are, in essence, incrementally selling your home back to a lender with the proceeds set up...More >>
    Something Had to Change Reverse mortgages are a popular way for seniors to access needed funds. In a reverse mortgage, you are, in essence, incrementally selling your home back to a lender with the proceeds set up as a line...More >>
  • Considering Aging in Place? 5 Questions to Ask Yourself

    Considering Aging in Place? 5 Questions to Ask Yourself

    Monday, October 2 2017 10:01 PM EDT2017-10-03 02:01:46 GMT
    If you are happy with your current home, why wouldn't you want to live in it for the rest of your life? Many seniors and soon-to-be seniors have taken this approach and plan to "age in place" in their current...More >>
    If you are happy with your current home, why wouldn't you want to live in it for the rest of your life? Many seniors and soon-to-be seniors have taken this approach and plan to "age in place" in their current domicile...More >>
  • 6 Tips for First-Time Life Insurance Buyers

    6 Tips for First-Time Life Insurance Buyers

    Tuesday, October 3 2017 4:01 AM EDT2017-10-03 08:01:53 GMT
    Life is good. You have a stable job, a home, and a growing family. You are managing your finances well and using credit properly. You only have one more thing to take care of – a life insurance policy so that your...More >>
    Life is good. You have a stable job, a home, and a growing family. You are managing your finances well and using credit properly. You only have one more thing to take care of – a life insurance policy so that your family is...More >>
  • Automotive Loan Refinance 101

    Automotive Loan Refinance 101

    Saturday, September 30 2017 4:00 AM EDT2017-09-30 08:00:42 GMT
    You may associate the term "refinancing" with a mortgage or a student loan. However, almost any loan can be refinanced if the conditions are correct, including an auto loan. Why would you consider refinancing an...More >>
    You may associate the term "refinancing" with a mortgage or a student loan. However, almost any loan can be refinanced if the conditions are correct, including an auto loan. Why would you consider refinancing an auto loan?...More >>
  • Converting From Term To Whole Life Insurance

    Converting From Term To Whole Life Insurance

    Friday, September 29 2017 10:00 PM EDT2017-09-30 02:00:36 GMT
    Have you considered your life insurance lately? Does the life insurance policy that you bought years ago still fit your family needs? If you have a term life insurance policy, it may make sense for you to consider...More >>
    Have you considered your life insurance lately? Does the life insurance policy that you bought years ago still fit your family needs? If you have a term life insurance policy, it may make sense for you to consider switching...More >>
  • Fall Financial Clean-Up

    Fall Financial Clean-Up

    Wednesday, September 27 2017 10:09 PM EDT2017-09-28 02:09:28 GMT
    With summer ending, the end of the year will be around before you have time to figure out whether it is better to finally take down the Christmas lights or, at this point, just leave them up. That makes it a good...More >>
    With summer ending, the end of the year will be around before you have time to figure out whether it is better to finally take down the Christmas lights or, at this point, just leave them up. That makes it a good time to...More >>
  • Temporarily Lock Your Credit Card!

    Temporarily Lock Your Credit Card!

    Thursday, September 28 2017 10:00 PM EDT2017-09-29 02:00:14 GMT
    Consider these five terrifying words: "I can't find my credit card!" Panic sets in. Now you have to immediately contact your credit card issuer, cancel your cards, and go through the headache of resetting all...More >>
    Consider these five terrifying words: "I can't find my credit card!" Panic sets in. Now you have to immediately contact your credit card issuer, cancel your cards, and go through the headache of resetting all of your...More >>
  • How To Avoid Mortgage Scams

    How To Avoid Mortgage Scams

    Wednesday, September 27 2017 4:09 AM EDT2017-09-27 08:09:07 GMT
    E-mail scams can take many forms, but did you realize that an e-mail scam could scuttle your home purchase? The Federal Trade Commission (FTC) recently issued a blog warning homebuyers of a housing-related e-mail...More >>
    E-mail scams can take many forms, but did you realize that an e-mail scam could scuttle your home purchase? The Federal Trade Commission (FTC) recently issued a blog warning homebuyers of a housing-related e-mail fraud that...More >>
  • Today's Headlines: Has Your Identity Been Stolen? Look for the Signs

    Today's Headlines: Has Your Identity Been Stolen? Look for the Signs

    Tuesday, September 26 2017 10:09 PM EDT2017-09-27 02:09:27 GMT
    We're All At Risk In today's interconnected and automated world, Americans are at an increased risk for identity theft simply from the number of transactions that take place – many of which you never see...More >>
    We're All At Risk In today's interconnected and automated world, Americans are at an increased risk for identity theft simply from the number of transactions that take place – many of which you never see and only...More >>
  • Is "Plan It" Program From American Express For You?

    Is "Plan It" Program From American Express For You?

    Tuesday, September 26 2017 4:10 AM EDT2017-09-26 08:10:11 GMT
    You check your credit card bill on a regular basis, and keep track of your purchases. Wouldn't it be nice to be able to pay some purchases in advance, and to avoid interest on larger purchases that will carry...More >>
    You check your credit card bill on a regular basis, and keep track of your purchases. Wouldn't it be nice to be able to pay some purchases in advance, and to avoid interest on larger purchases that will carry over from...More >>
  • Same Sex And Social Security

    Same Sex And Social Security

    Monday, September 25 2017 10:10 PM EDT2017-09-26 02:10:05 GMT
    Two years ago, the Supreme Court established the constitutional right of same-sex couples to marry in every state in the U.S. with its ruling in the case of Obergefell v. Hodges. In turn, this decision enabled...More >>
    Two years ago, the Supreme Court established the constitutional right of same-sex couples to marry in every state in the U.S. with its ruling in the case of Obergefell v. Hodges. In turn, this decision enabled Social...More >>
  • Credit Card Current Balance and Statement Balance: What's the Difference?

    Credit Card Current Balance and Statement Balance: What's the Difference?

    Friday, October 13 2017 10:04 PM EDT2017-10-14 02:04:59 GMT
    What's your credit card balance? If you choose to answer that question – and you probably shouldn't, because it's none of our business – you should answer it with a question of your own. "Do you mean my...More >>
    What's your credit card balance? If you choose to answer that question – and you probably shouldn't, because it's none of our business – you should answer it with a question of your own. "Do you mean my current...More >>
  • THE WORLD'S GREATEST IDENTITY THEFT (INFOGRAPHIC)

    THE WORLD'S GREATEST IDENTITY THEFT (INFOGRAPHIC)

    Friday, September 22 2017 10:07 PM EDT2017-09-23 02:07:01 GMT
    The infographic shows the massive size of the Equifax data breach and what you should do in response. Although it may take years for victims to feel its devastating effects, it's up to you to protect...More >>
    The infographic shows the massive size of the Equifax data breach and what you should do in response. Although it may take years for victims to feel its devastating effects, it's up to you to protect yourself... now! A...More >>
  • 3 Top Reasons Why Rentals Are Denied

    3 Top Reasons Why Rentals Are Denied

    Saturday, September 23 2017 4:07 AM EDT2017-09-23 08:07:05 GMT
    Has your rental application just been rejected? Determined to make lemonade out of lemons, you resolve to find out why you were rejected and change the situation so that your next application is approved. Assuming...More >>
    Has your rental application just been rejected? Determined to make lemonade out of lemons, you resolve to find out why you were rejected and change the situation so that your next application is approved. Assuming that you...More >>
  • Nearly Half of Millennials Haven't Started Saving For Retirement

    Nearly Half of Millennials Haven't Started Saving For Retirement

    Friday, September 22 2017 4:06 AM EDT2017-09-22 08:06:49 GMT
    Do you find the idea of working beyond retirement age unappealing? If so, it's important to have a solid retirement savings plan and execute it early to take advantage of the effects of compounding interest. ...More >>
    Do you find the idea of working beyond retirement age unappealing? If so, it's important to have a solid retirement savings plan and execute it early to take advantage of the effects of compounding interest. ...More >>
  • Multi-Bureau Lock 101

    Multi-Bureau Lock 101

    Thursday, September 21 2017 10:06 PM EDT2017-09-22 02:06:45 GMT
    Identity theft costs American consumers staggering amounts of money each year, and the totals continue to rise. According to the 2017 Identity Fraud Study from Javelin Strategy and Research, 15.4 million U.S....More >>
    Identity theft costs American consumers staggering amounts of money each year, and the totals continue to rise. According to the 2017 Identity Fraud Study from Javelin Strategy and Research, 15.4 million U.S. consumers were...More >>
  • How To Pay Bills Late

    How To Pay Bills Late

    Wednesday, September 20 2017 10:13 PM EDT2017-09-21 02:13:22 GMT
    Normally you are on time with your payments, but somehow you managed to miss one this month. What are the consequences of a missed payment, and how do you minimize their effects? Missing a single credit card...More >>
    Normally you are on time with your payments, but somehow you managed to miss one this month. What are the consequences of a missed payment, and how do you minimize their effects? Missing a single credit card payment may not...More >>
  • Lenders Pulling Back on New Subprime Loans

    Lenders Pulling Back on New Subprime Loans

    Wednesday, September 20 2017 4:13 AM EDT2017-09-20 08:13:55 GMT
    It's tough living on the lower end of the credit score scale. If you have a credit score below 640 or so, you are generally given "subprime" lending offers for any form of credit that you request. From credit...More >>
    It's tough living on the lower end of the credit score scale. If you have a credit score below 640 or so, you are generally given "subprime" lending offers for any form of credit that you request. From credit cards to...More >>
  • Today's headlines: Equifax breach fallout will regulation follow?

    Today's headlines: Equifax breach fallout will regulation follow?

    Tuesday, September 19 2017 10:09 PM EDT2017-09-20 02:09:04 GMT
    Sorry, We Goofed – Now Pay Up Unless you've been living in a cave for the past few weeks – and we wouldn't blame you if you chose to, given the news lately – you're aware of the significant data breach...More >>
    Sorry, We Goofed – Now Pay Up Unless you've been living in a cave for the past few weeks – and we wouldn't blame you if you chose to, given the news lately – you're aware of the significant data breach at the...More >>
  • Has Your Child's Identity Been Stolen?

    Has Your Child's Identity Been Stolen?

    Tuesday, September 19 2017 4:08 AM EDT2017-09-19 08:08:42 GMT
    Could your child have a credit report even if he or she has never used a credit card or borrowed money? It's possible when identity theft is involved. Your child's Social Security number (SSN) may be...More >>
    Could your child have a credit report even if he or she has never used a credit card or borrowed money? It's possible when identity theft is involved. Your child's Social Security number (SSN) may be exposed in a...More >>
  • Women Benefit More Than Men From Working Longer

    Women Benefit More Than Men From Working Longer

    Monday, September 18 2017 10:08 PM EDT2017-09-19 02:08:33 GMT
    Did you realize that your Social Security benefits are based on the highest inflation-adjusted 35 years of your income? To maximize your benefits, it's important that you have 35 years of a solid wage history....More >>
    Did you realize that your Social Security benefits are based on the highest inflation-adjusted 35 years of your income? To maximize your benefits, it's important that you have 35 years of a solid wage history. A...More >>
  • Over 1 In 4 Would Rather Travel Than Pay Back Student Loans

    Over 1 In 4 Would Rather Travel Than Pay Back Student Loans

    Saturday, September 16 2017 4:07 AM EDT2017-09-16 08:07:17 GMT
    What would you rather do than pay back your student loans? A recent study by LendEDU.com found that a significant number of Americans would prioritize traveling, buying gifts, or even worrying about their social...More >>
    What would you rather do than pay back your student loans? A recent study by LendEDU.com found that a significant number of Americans would prioritize traveling, buying gifts, or even worrying about their social media status...More >>
  • Disasters And Taxes

    Disasters And Taxes

    Friday, September 15 2017 10:07 PM EDT2017-09-16 02:07:09 GMT
    If you have been the victim of a disaster such as a fire, tornado, or the recent Hurricanes Harvey or Irma, you know that the last thing on your mind is how it will affect your taxes. Unfortunately, if you forget...More >>
    If you have been the victim of a disaster such as a fire, tornado, or the recent Hurricanes Harvey or Irma, you know that the last thing on your mind is how it will affect your taxes. Unfortunately, if you forget to take...More >>
  • Are you a 401(k) saver?

    Are you a 401(k) saver?

    Friday, September 29 2017 4:00 AM EDT2017-09-29 08:00:18 GMT
    Are you among the nearly 50% of Americans who have access to a 401(k) program but don't contribute to it? If so, what's keeping you from utilizing this valuable savings tool? According to a new survey from...More >>
    Are you among the nearly 50% of Americans who have access to a 401(k) program but don't contribute to it? If so, what's keeping you from utilizing this valuable savings tool? According to a new survey from Schwab...More >>
  • Americans Not Having An Easier Time Getting Credit Under Trump

    Americans Not Having An Easier Time Getting Credit Under Trump

    Friday, September 15 2017 4:06 AM EDT2017-09-15 08:06:45 GMT
    Are you having an easier time getting a credit card, personal loan, auto loan or mortgage lately? While consumer debt has reached an all-time high, people don't believe that they're getting credit any...More >>
    Are you having an easier time getting a credit card, personal loan, auto loan or mortgage lately? While consumer debt has reached an all-time high, people don't believe that they're getting credit any easier. In...More >>
  • Social Security: Solvent Or Bankrupt?

    Social Security: Solvent Or Bankrupt?

    Thursday, September 14 2017 10:06 PM EDT2017-09-15 02:06:38 GMT
    It is easy to get frustrated with the discussion of Social Security, in part because the same sliver of data is used to support completely opposing arguments. To illustrate, most articles about Social Security...More >>
    It is easy to get frustrated with the discussion of Social Security, in part because the same sliver of data is used to support completely opposing arguments. To illustrate, most articles about Social Security mention "the...More >>
  • 5 Tips For Taxpayers Who File Quarterly

    5 Tips For Taxpayers Who File Quarterly

    Wednesday, September 13 2017 10:06 PM EDT2017-09-14 02:06:06 GMT
    Are you planning on joining the gig economy and becoming self-employed? Are you embarking on retirement after years with a traditional employer? We wish you the best, and, along with the IRS, we remind you to pay...More >>
    Are you planning on joining the gig economy and becoming self-employed? Are you embarking on retirement after years with a traditional employer? We wish you the best, and, along with the IRS, we remind you to pay your...More >>
  • HARP Extended Again

    HARP Extended Again

    Wednesday, September 13 2017 4:05 AM EDT2017-09-13 08:05:45 GMT
    The Home Affordable Refinance Program (HARP) was established in 2009 as a way to help struggling homeowners refinance in the aftermath of the housing crisis. Because of lower down payments and the sharp decline in...More >>
    The Home Affordable Refinance Program (HARP) was established in 2009 as a way to help struggling homeowners refinance in the aftermath of the housing crisis. Because of lower down payments and the sharp decline in home...More >>
  • Mortgage Closing Now Done Remotely

    Mortgage Closing Now Done Remotely

    Tuesday, September 12 2017 10:05 PM EDT2017-09-13 02:05:41 GMT
    Electronic closing of a mortgage loan has been around for years – in a manner of speaking. Generally, some element of the transaction still requires traditional methods such as the physical presence of a notary...More >>
    Electronic closing of a mortgage loan has been around for years – in a manner of speaking. Generally, some element of the transaction still requires traditional methods such as the physical presence of a notary public or...More >>
  • Older Americans And Student Debt

    Older Americans And Student Debt

    Tuesday, September 12 2017 4:05 AM EDT2017-09-12 08:05:16 GMT
    As retirement approaches, you should be making the most out of catch-up contributions in your 401(k) or IRA and socking away as much of your money as possible to prepare for retirement. Unfortunately, too many...More >>
    As retirement approaches, you should be making the most out of catch-up contributions in your 401(k) or IRA and socking away as much of your money as possible to prepare for retirement. Unfortunately, too many older...More >>
  • Today's Headlines: Protect Yourself From Massive Equifax Data Breach

    Today's Headlines: Protect Yourself From Massive Equifax Data Breach

    Monday, September 11 2017 10:05 PM EDT2017-09-12 02:05:09 GMT
    This One's Different Data breaches are becoming so common that Americans tend to ignore them. Yahoo alone has suffered data breaches exposing at least 1 billion accounts over the past few years – a staggering...More >>
    This One's Different Data breaches are becoming so common that Americans tend to ignore them. Yahoo alone has suffered data breaches exposing at least 1 billion accounts over the past few years – a staggering number...More >>
  • Credit Freeze vs. Fraud Alert

    Credit Freeze vs. Fraud Alert

    Wednesday, September 20 2017 5:58 AM EDT2017-09-20 09:58:05 GMT
    Uh-oh! Whether through the massive Equifax hack or other means, your identity has been stolen. Should you apply a credit freeze to your accounts, a fraud alert, or both? To make the right decision, it is important...More >>
    Uh-oh! Whether through the massive Equifax hack or other means, your identity has been stolen. Should you apply a credit freeze to your accounts, a fraud alert, or both? To make the right decision, it is important to...More >>
  • 5 Ways Raising Your Credit Score Can Help Your Love Life

    5 Ways Raising Your Credit Score Can Help Your Love Life

    Saturday, September 9 2017 4:03 AM EDT2017-09-09 08:03:43 GMT
    If you're thinking of ways to improve your love life, improving your credit score probably isn't one of the first things to come to your mind. Perhaps it should be. Surveys have shown that stereotypical...More >>
    If you're thinking of ways to improve your love life, improving your credit score probably isn't one of the first things to come to your mind. Perhaps it should be. Surveys have shown that stereotypical physical...More >>
  • Who Needs To Purchase Flood Insurance?

    Who Needs To Purchase Flood Insurance?

    Friday, September 8 2017 10:03 PM EDT2017-09-09 02:03:35 GMT
    As Americans were overwhelmed by the extensive damage caused by Hurricane Harvey, many people thought seriously about flood insurance for the first time. Flood insurance is required if you live in an area...More >>
    As Americans were overwhelmed by the extensive damage caused by Hurricane Harvey, many people thought seriously about flood insurance for the first time. Flood insurance is required if you live in an area designated as a...More >>
  • Becoming A 401(k) Millionaire

    Becoming A 401(k) Millionaire

    Friday, September 8 2017 4:03 AM EDT2017-09-08 08:03:11 GMT
    National 401(k) Day has been celebrated the Friday after Labor Day since 1996, in a drive to remind Americans to prioritize saving for retirement. The trick to becoming a 401(k) millionaire is to start young and...More >>
    National 401(k) Day has been celebrated the Friday after Labor Day since 1996, in a drive to remind Americans to prioritize saving for retirement. The trick to becoming a 401(k) millionaire is to start young and allow your...More >>
  • Identity Theft 101

    Identity Theft 101

    Friday, September 8 2017 1:18 PM EDT2017-09-08 17:18:23 GMT
    With more and more information stored online, more bad guys are just a password away from our personal data. As hackers have stolen financial information from large corporations like Equifax, Yahoo and even the...More >>
    With more and more information stored online, more bad guys are just a password away from our personal data. As hackers have stolen financial information from large corporations like Equifax, Yahoo and even the Internal...More >>
  • More Borrowers Defaulting On PACE Loans

    More Borrowers Defaulting On PACE Loans

    Thursday, September 7 2017 10:03 PM EDT2017-09-08 02:03:04 GMT
    Why would you loan money to someone without fully assessing the likelihood of being paid back? Lenders do make such loans on occasion – student loans, for example. Property Assessed Clean Energy (PACE) loans are...More >>
    Why would you loan money to someone without fully assessing the likelihood of being paid back? Lenders do make such loans on occasion – student loans, for example. Property Assessed Clean Energy (PACE) loans are another...More >>
  • Today's Headlines: A Generation Gap in Credit Preferences

    Today's Headlines: A Generation Gap in Credit Preferences

    Wednesday, September 6 2017 10:02 PM EDT2017-09-07 02:02:33 GMT
    Generational Credit Preferences "Mom and Dad are so out of touch." "Kids today think they know everything." Sound familiar? Most aspects of life have some form of generation gap, as different experiences alter...More >>
    Generational Credit Preferences "Mom and Dad are so out of touch." "Kids today think they know everything." Sound familiar? Most aspects of life have some form of generation gap, as different experiences alter perspectives. ...More >>
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